U.S. HEALTHWORKS 4 - 2011 - Laserfiche WebLink

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COMMERCIAL AUTO and not in addition to such 1. limit. Our duty to make such payments ends when we have used up the applicable limit of insurance in payments for damages, settlements or defense expenses- (2) This insurance is excess over any valid and collectible other insurance available to the "insured" whether primary, excess J contingent or on any other basis. (3) This insurance is not a substitute for re- quired or compulsory insurance in any country outside the United States, its ter- ritories and possessions, Puerto Rico and Canada. You ag.-ee to maintain all required or compulsory insurance in any such coun- try up to the minimum limits required by local la•rv. Your fiailure to comply wkh compulsory insurance requirements will not inv2lidate the coverage afforded by this policy, but we will only be liable to the same extent we would have been liable had you complied with the compulsory in- surance requirements. (4) It is understood that we are not an admit- ted or authorized insurer outside the United States of America, its territories and possessions, Puerto Rico and Can- ada. We assume no responsibility for the furnishing of certificates of insurance. or for compliance in any way with the laws of other countries relating tv insurance- G. WAIVER OF DEDUCTIBLE -GLASS The following is added to Paragraph O., Oeducti- bla, of SECTION ill - PHYSICAL DAMAGE COVERAGE: H No dadudible fora covered "auto" will apply to glass damage if the glass is repaired rather than replaced . 7i[RED AUTO PHYSICAL DAMAGE -LOSS OF USE - [NCREASED LIMIT The following replaces the last sentence of Para- graph A.4.b., Loss Of Use Expenses, of SEC- TION III -PHYSICAL DAMAGE COVERAGE: However, the most we will pay for any expenses for loss of use is S65 per day, to a maxim?rn of 5750 for any one "accident". CA T3 53 D6 09 K. PHYSICAL DAMAGE - TRANSPORTATION EXPENSES - ]NCREASED LIMIT The following replaces the first sentence in Para- graph A.4.a., Transportation Expenses, of SEC- TION III -PHYSICAL DAMAGE COVERAGE: We will pay up to $50 per day to a maximum of $'1,500 for temporary transportation expense in- curred by you because of the total theft of a cov- ered "auto" of the private passenger type. PERSONAL E1=FELTS The following is added to Paragraph A.4., Cover- age Extensions, of SECTION Ill - PHYSICAL DAMAGE COVEZ4GE: Persona[ Effects We will pay up to $400 for "[ass" to wearing ap- parel and other personal effects wh-ch are: (?) Owned by an "insured"; and (2) In or on your coveretl "auto"_ This coverage applies only in the event of a total theft of your covered "auto". No deductibles apply to -his Personal Effects cove rage. AIRBAGS The followingrs added to Paragraph 8.3., Exclu- sions, of SECTION III - PHYSICAL DAMAGE COVERAGE: Exclusion 3.a. does not apply to "I?ss" to one or more airbags in a covered "auto" you own That in- flate due to a cause other than a c?luse of "loss" set forth in Paragraphs A.7.b. artd A.1.c., but only: a. If that "auto" is a covered "auto" for Compre- hensive Coverage under this policy; b. The airbags are not covered under any war- ranty; and c. The airbags were not in _entionally inflated. we will pay up to a maximum of $'1,000 for any one "loss". L_ NOTICE AND KNOWLEDGE OF ACCIDENT OR LOSS The following is added to Paragraph A.2.a., of SECTION ]V - BiJS[NESS AUTO CONDITIONS: Your duty to give us or our authorized representa- tive prompt notice of the "accident" or "loss" ap- plies only when the "accident' or ":oss" is known ta: (a) You (if you are an individual); pkIOVED AS Te ?t?RM ® 2009 The :revelers Companies. Ir.? Page 3 Of 4 I ndudes the copyrighted material of Insurance Services Ot`lce, Inc. w3trh rts per*'?i?65??r++?/? . LISA E- STORCK Assistant City Attorney 5?