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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />� � COMMERCIAL PROTECTOR ®LIABILITY EXTENSION ENDORSEMENT <br />This endorsement modifies insurance provided under the following: <br />COMMERCIAL PROTECTOR � COVERAGE FORM (BUSINESSOWNERS COVERAGE FORM) <br />SECTION ll — LIABILITY is amended as follows: <br />A. Coverage Extension - Supplementary Payments <br />1. Provision f.(1)(b) of Paragraph 1. Business Liability under Section A. Coverages is amended as follows: <br />(b) Up to $2500 for cost of bail bonds required because of accidents or traffic law violations arising out of the use <br />of any vehicle to which Business Liability Coverage for "bodily injury' applies. We do not have to furnish these <br />bonds. <br />2. Provision f.(1 )(d) of Paragraph 1. Business Liability under Section A. Coverages is amended as follows: <br />(d) Atl reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of <br />the claim or "suit', Including actual loss of earnings up to $300 a day because of time off from work. <br />B. Medical Expenses - Extensions <br />1. Provision a. of Paragraph 2_ Medical Expenses under Section A. Coverages is replaced by the following: <br />a. We will pay for medical expenses as described below for "bodily injury' caused by an accident: <br />{1) On premises you own or rent; <br />(2) On ways next to premises you own or rent; or <br />(3) Because of your operations; <br />Provided that: <br />(a} Tha accident takes place fn the "coverage territory' and during the policy period; <br />(b) The expenses are incurred and reported to us within three years of the date of the accdent; and <br />(c) The injured person submits to examination, at our expense, by physiaans of our choice as. often as we <br />reasonably require_ <br />2. Paragraph 2. of Section D. Liability And Medical Expenses Limits Of Insurance is replaced by the following: <br />2. The most we will pay for the sum of all damages because of all: <br />a. "Bodily injury ", "property damage" and medical expanses arising out of any one "occurrence °; and <br />b. "Personal and advertising injury" sustained by any one person or organization. <br />is the Liability and Metlical Expenses limit shown in the Declarations. But the most we will pay for all medical <br />expenses because of °bodily injury" sustained by any one parson is the greater of $15,000 or the Medical <br />Expense limit shown in the Declarations. <br />C_ Damage by Fire, Lightning, Explosion, Smoke or Leakage <br />1. The final sentence of Paragraph 1. of Section B. Exclusions is amended as follows: <br />Exclusions c., d., e., f., g., h_, i., k., 1_, m., n. and o_ in SECTION II — LIABILITY do not apply to premises while <br />rented to you, or temporarily occupied by you with permission of the owner provided that the damage is caused by <br />one of the following; fire, lightning, explosion, smoke or leakage from automatic fire protection systems_ A separate <br />Limit of Insurance applies to this coverage as described in D. Liability And Medical Expanses Limits Of <br />Insurance. <br />`' '" 44 -148 (061043 Page 1 of 3 <br />