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a. <br />4. <br />b. <br />(1) with respect to the operation, <br />maintenance or use of a covered <br />"auto`; and <br />(2) for"bodily injury" or "property damage" <br />caused by an "accident° which takes <br />place after: <br />(a) You executed the "Insured <br />contract^ or written agreement; or <br />(b) The permit has been issued to <br />you. <br />FELLOW EMPLOYEE COVERAGE <br />EXCLUSION 6. - FELLOW EMPLOYEE —of <br />SECTION II — LIABILITY COVERAGE does not apply. <br />PHYSICAL DAMAGE — ADDITIONAL TEMPORARY <br />TRANS'PORTATiON EXPENSE COVERAGE, <br />Paragraph AA.a, —TRANSPORTATION EXPENSES <br />—of SECTION III—PHYSICAL DAMAGE <br />COVERAGE is amended to provide a limit of $50 per <br />day for temporary transportation expense, subject to a <br />maximum limit of $1,000. <br />AUTO LOANILEASE GAP COVERAGE <br />Paragraph A. 4. — COVERAGE EXTENSIONS - of <br />SECTION III — PHYSICAL DAMAGE COVERAGE is <br />amended to add the following: <br />a Unpaid Loan or Lease Amounts <br />In the event of a total 'loss" to a covered "auto", we will <br />pay any unpaid amount due on the loan or lease for a <br />covered "auto" minus: <br />1. The amount paid under the Physical Damage <br />Coverage' Section of the policy; and <br />2. Any: <br />a. Overdue, Ioanflease payments at the time of <br />the "loss", <br />b. Financial penalties imposed under a lease for <br />excessive use, abnormal wear and tear or <br />high mileage; <br />c. Security deposits not returned by the lessor: <br />d. Costs for extended warranties, Credit Life <br />Insurance, Health, Accident or Disability <br />Insurance purchased with the loan or lease; <br />and <br />a. Carry-over balances from previous loans or <br />leases. <br />We will pay for any unpaid amount due on the loan or <br />lease tt caused by: <br />1. Other than Collision Coverage only if the <br />Declarations indicate that Comprehensive <br />Coverage is provided for any covered "auto"; <br />2. Specified Causes of Loss Coverage only I the <br />Declarations Indicate that Specified Causes of <br />Loss Coverage is provided for any oovered "auto"; <br />or <br />3. Collusion Coverage only it the Declarations indicate <br />that Collision Coverage is provided for any <br />covered 'auto. <br />B. RENTAL AGENCY EXPENSE <br />Paragraph A. 4. — COVERAGE EXTENSIONS — of <br />SECTION III —PHYSICAL DAMAGE COVERAGE <br />is amended to add the following: <br />d. Rental Expense <br />We will pay the following expenses that you or <br />any of your "employees" are legally obligated <br />to pay because of a written contract or <br />agreement entered into for use of a rental <br />vehicle in the conduct of your business: <br />MAXIMUM WE WILL PAY FOR ANY ONE <br />CONTRACT OR AGREEMENT: <br />1. $2,500 for loss of income incurred by the <br />rental agency during the period of time that <br />vehicle is out of use because of actual <br />damage to, or "loss" of, that vehicle, including <br />income lost due to absence of that vehicle for <br />use as a replacement; <br />2. $2,500 for decrease in trade-in value of the <br />rental vehicle because of actual damage to <br />that vehicle arising out of a covered "loss"; and <br />3. $2,500 for administrative expenses incurred <br />by the rental agency, as stated in the contract <br />or agreement. <br />4. $7,500 maximum total amount for paragraphs <br />1., 2. and 3. combined. <br />7. EXTRA EXPENSE— BROADENED COVERAGE <br />Paragraph AA. — COVERAGE EXTENSIONS — of <br />SECTION III — PHYSICAL DAMAGE COVERAGE <br />Is amended to add the following: <br />e. Recovery Expense <br />We will pay for the expense of returning a <br />stolen covered "auto" to you. <br />S. AIRBAG COVERAGE <br />Paragraph B.3.a. - EXCLUSIONS —of SECTION <br />III—PHYSICAL DAMAGE COVERAGE does not <br />apply to the accidental or unintended discharge of <br />an airbag. Coverage is excess over any other <br />collectible insurance or warranty speoifloaliy <br />designed to provide this coverage. <br />g. AUDIO, VISUAL AND DATA ELECTRONIC <br />EQUIPMENT - BROADENED COVERAGE <br />Paragraph B.4. - EXCLUSIONS - of SECTION III - <br />PHYSICAL DAMAGE is deleted and replaced <br />with the following: <br />4. We will not pay for "loss" to any of the <br />following: <br />a. Tapes, records, discs or other similar <br />audio, visual or date electronic devices <br />designed for use with audio, visual or <br />data electronic equipment, <br />b. Any device designed or used to detect <br />speed -measuring equipment such as <br />radar or laser detectors and any jamming <br />apparatus intended to elude or disrupt <br />speed -measuring equipment. <br />c. Any electronic equipment, without regard <br />to whether this equipment is permanently <br />installed, that reproduces, receives or <br />transmits audio, visual or data signals: <br />Form; 16-02-0292 (Ed. 9-10) Page 2 of 4 <br />"Includes copyrighted material of Insurance Services office, Inc. with its permission"' <br />002259 <br />IIIIIIIIIIIIIIIIII II II III III IIII III •CY800003I000180I08112001010- <br />