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IMPORTANT <br />If the certificate holder Is an ADA{TIONAL INSURED, the pollcy(Ies) must be endorsed. A statemenf <br />en this cerl{flcate does not confer rights to the certiRcata holder in Ilea of such endorsement(s). <br />If SUBROGATION IS WAIVED, subJect to the terms and condltlons of the polloy, certain pollclas may <br />require an endorsement. A statement on this cerEllicate does not confer rlghfs to fhe certificate <br />holder In Ileu of such endorsement(s). <br />DISCLAIMER <br />This Cart[ficate of Insurance does not constitute a contract between the Issuing Insurer(s), aulhorized <br />represenletlve or producer, and fhe certificate holder, nor does it affirmatively or negatively amend, <br />extend or alter the coverage afforded by the potlcles Ilsled thereon. <br />ACORO