Laserfiche WebLink
(8) When You Ara Added As An <br />Additional Insured To Other <br />Insurance <br />That Is other Insurance avallabla to <br />you covering liability for damages <br />arising out of lha premises or <br />operations, or products and completed <br />operations, for which you have bean <br />added as en additional Insured by that <br />insurance; or <br />(7) When You Add Others As An <br />Additional Insured To This <br />insurance <br />That Is other insurance available to an <br />addlllonal Insured. <br />However, the following provisions <br />apply to other Insurance available to <br />any person or organlzatlon who Is an <br />additional Insured under this Coverage <br />Pari_ <br />(a) Primary Insurance When <br />Required By Contract <br />This Insurance Is primary If you <br />havo agreed in a written contract, <br />written agreement or permit That <br />This insurance be primary. If other <br />insurance Is also primary, we will <br />share with all that other Insurance <br />by the method described in c. <br />below. <br />(b) Primary And Non-Contributory <br />To Other Insurance When <br />Required By Contract <br />if you have agreed In a written <br />contract, written agreement or <br />permit that this Insurance is <br />primary and non-contributory with <br />the additional Insured's own <br />insurance, this Insurance fs <br />primary and we will no! seek <br />contrtbutlon from that other <br />insurance. <br />Paragraphs (a) and (b) do not apply to <br />other insurance to which the additional <br />Insured has 'been added as an <br />additional insured. <br />When this Insurance Is excess, wa will <br />have no duty under Ihls Coverage Part to <br />defend the Insured agelnst any "suit" if any <br />other Insurer has a duty to defend the <br />Insured against that "cult". tf no other <br />insurer defends, we will undertake to do <br />so, but we will be entitled to the Insured's <br />rights agelnst all those other Insurers. <br />BUSINESS LIABILITY COVERAGE FORM <br />When lids Insurance Is excess over other <br />Insurance, eve will pay only our share of <br />the amount of the loss, If any, titer <br />exceeds the sum of: <br />(1) The total amount that all such other <br />Insurance would pay for the loss In lira <br />absence of this Insurance; and <br />(2) The total of all deductible and self- <br />Insured amounts under all that other <br />insurance. <br />We will share the remaining loss, If any, with <br />any other Insurance That is not described fn <br />Ihls Excess insurance provision and was not <br />bought specifically to apply In excess of the <br />Limits of Insurance shown fn the <br />Declarations of this Coverage Part. <br />c. Method Of Sharing <br />If all tits other insuranco permits <br />conlributlon by equal shares, wo will follow <br />this method also. Under this approach, <br />each Insurer contributes -equal amounts <br />until It has paid Its applicable Ifmlt of <br />insurance or none of the loss remains, <br />whichever comes first. <br />if any of the other insuranco dons not permit <br />contribution by equal shares, we will <br />conlrifwla by limits. Under tills method, each <br />Insurer's share is based $ lha ratio of Its <br />applicable Ilmlt of Insur?it?a to the total <br />applicable fimlls of Insurance of all Insurers. <br />8. Transfer Of Rights Of Recovery Against <br />Others To Us <br />a. Transfer Of Rights Of Recovery <br />If the Insured has rlghis to recover all or <br />part of any payment, including <br />Supplementary Payments, we have made <br />under this Coverage Part, (hose rights are <br />transferred to us. The Insured must do <br />nothing after foss to Impair them. At our <br />request, fire Insured will bring "suit" or <br />transfer those rights to us and help us <br />enforce them. This condition does trot <br />apply to Medical Expenses Coverage. <br />b. Waiver Of Rights Of Recovery (Waiver <br />Of Subrogation) <br />If the Insured has waived any rights of <br />recovery against any person or <br />organlzatlon for all or pact al any payment, <br />Including Supplementary Payments, we <br />have made under this Coverage Part, we <br />also waive that right, provided the Insured <br />waived their rights of recovery agelnst <br />such person or organlzatlon In a contracF, <br />agreement or permit that was executed <br />prior to the In)ury or damage. <br />Form SS 00 08 04 OS Page 17 of 24