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11. TWO OR MORE DEDUCTIBLES Under Paragraph D. -DEDUCTIBLE - of SECTION III - PHYSICAL DAMAGE COVERAGE, the following Is added: If another Hartford Financial Services Group, Enc. company policy or coverage form lltat Is not an automobile policy or coverage form applies to the same "accident", the following applies:. (i) If the deductible under this Business Auto Coverage Form !s the smaller (or srnallesl) dedtrctlble, It will be waived; (2) 1/ the deductible under this Business Auto Coverage Form Is not Iha smaller (or smallest) deductible, It will be reduced by the amount of the smaller (or smallest) deductible. 12. AMENDED DUTIES 1N THE EVENT OF ACCIDENT, CLAIM, SUtT OR LOSS The requirement In LOSS CONDITIONS 2. a. - DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS - of SECTION IV -BUSINESS AUTO CONDITIONS that you mast notify us of an "accident" applies only when the "accldeni" is known to: (1) Vou, If you are an Individual; (2) A partner, If you are a partnership; (3) A member, {f you era a lirniled Ilabllity company; or (4) An executive officer or insurance manager, if you are a corporation. 13. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS If you unlntentlonafly fail to disclose any hazards exlsling at the Inception date of your policy, we will not deny coverage tinder this Coverage Form because of such failure. 14. HIRED AUTO -COVERAGE TERRITORY Peregreph e. of GENERAL CONDITIONS 7. - POLICY PERIOD, COVERAGE TERRITORY - of SECTION IV -BUSINESS AUTO CONDITIONS Is replaced by the following: e. For short-form hired "autos", the coverage territory with respect to Llabilify Coverage fs anywhere In the world provkted that If the "Insured's" responslb111ty to pay damages for "bodily Injury" or "property damage" Is determined Ina "suit." llte "sull" Is brought In the United States of America, the territories and possessions of the United States of America, Puerto Rico or Canada or In a settlement Wa agree fo. 1S. WAIVER OF SUBROGATION TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - of SECTION IV - BUSINESS AUTO CONDITIONS is amended by adding the following: We waive any right of recovery we may have against any person or organlzaUon with whore you have a written contract that requires such v?aiver because of payments we make for damages under this Coverage Form. 18. RESULTANT MENTAL ANGUISH COVERAGE The definit}on of "bodily InJury° In SECTION V- DEFINITIONS Is replaced by the following: "Bodily InJury" means bodily Injury, sickness or disease sustained by any person, Including mental anguish or death resulting from any of these. 17. EXTENDED CANCELLATION CONDITION Paragraph 2. of the COMMON POLICY CONDITIONS -CANCELLATION - applies except as follows: If wa cancel for any reason other than nonpayrnonl of premltrm, wa will mall or deliver to the first Named Insured written- notice of cancellation al least 80 days before the effective data of cancellation. Form HA 99 16 03 02 Page 3 of 3