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Table of Contents (continued) <br />Article VII Claims Procedure <br />7.01 Procedure if Benefits are Denied Under the Plan <br />7.02 Requirement for Written Notice of Claim Denial <br />7.03 Right to Request Hearing on Benefit Denial <br />7.04 Disposition of Disputed Claims <br />7.05 Preservation of Other Remedies <br />Article Vlll Amendment or Termination of Plan <br />8.01 Permanency <br />8.02 Employer's Right to Amend <br />8.03 Employer's Right to Terminate <br />Article IX General Provisions <br />9.01 <br />No Employment Rights Conferred <br />9.02 <br />Payments to Survivor <br />9.03 <br />Nonalienation of Benefits <br />9.04 <br />Mental or Physical Incompetency <br />9.05 <br />Inability to Locate Payee <br />9.06 <br />Requirement of Proper Forms <br />9.07 <br />Source of Payments <br />9.08 <br />"tax Effects <br />9.09 <br />Multiple Functions <br />9.10 <br />Gender and Number <br />9.11 <br />Headings <br />9.12 <br />Applicable Laws <br />9.13 <br />Severability <br />