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<br />IMPORTANT <br /> <br />If the cerUflcate holderls an ADDITIONAL INSURED, the pollcy(les) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder In lieu of such endorsement(s). <br /> <br />11 SUBROGATION IS WAIVED, subject to the fenns and conditions of the polley, certain policies may <br />require an endorsement. A st8tement on thIs certificate does not confer rights to the certificate <br />holder In lieu of such endor$ement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate of .rnsurance on tile reverSe side of this form does not constitute a contract between <br />the Issuing Insurer(s), authorized representative or prOducer, and the certificate holder, nor does It <br />affirmatively or nMlatlvely amend, extend or atter the CQverage afforded by the policies listed thereon. <br /> <br />ACORD 26 (2001108) <br />