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violates a person's right of privacy. <br />11 a. "Products- completed operations hazard" <br />includes all "bodily injury" and "property <br />damage" occur -ring away from premises you <br />own or rent and arising out of "your product" or <br />"your work" except: <br />(1) Prodicts that are still in your physical <br />possession; or <br />(2) Work that has not yet been completed or <br />abandoned. <br />b. "Your work" will be deemed completed at the <br />earliest of the following times: <br />(1) When all of the work called for in your <br />contract has been completed. <br />(2) When all of the work to be done at the site <br />has been completed if your contract calls <br />for work at more than one site. <br />(3) When that part of the work done at a job site <br />has been put to its intended use by any <br />person or organization other than another <br />contractor or subcontractor working on the <br />same project. <br />Work that may need service, maintenance, <br />correction, repair or replacement, but which is <br />otherwise complete, will be treated as <br />completed. <br />c. This hazard does not include "bodily injury" or <br />"property damage" arising out of: <br />(1) The transportation of property, unless the <br />injury or damage arises out of a condition in <br />or on a vehicle created by the "loading or <br />unloading" of it; <br />(2) The existence of tools, uninstalled <br />equipment or abandoned or unused <br />materials; <br />(3) Products or operations for which the <br />classification in this Coverage Part or in <br />our manual of rules includes products or <br />completed operations. <br />12. "Property damage" means: <br />a. Physical injury to tangible property, including <br />all resulting loss of use of that property_ All <br />such loss of use shall be deemed to occur at the <br />time of the physical injury that caused it; or <br />b. Loss of use of tangible property that is not <br />physically injured. All such loss shall be deemed <br />to occur at the time of the "occurrence" that <br />caused it. <br />13. "Suit" means a civil proceeding in which damage <br />because of "bodily injury," "property damage," <br />"personal injury" or "advertising injury" to which this <br />insurance applies are alleged. "Suit" includes: <br />a. An arbitration proceeding in which such <br />damages are claimed and to which you must <br />submit or do submit with our consent; or <br />b. Any other alternative dispute resolution <br />proceeding in which such damages are claimed <br />and to which you submit with our consent. <br />14. "Your product" means: <br />a. Any goods or products, other than real property, <br />manufactured, sold, handled, distributed or <br />disposed of by: <br />(1) You; <br />(2) Others trading under your name; or <br />(3) A person or organization whose business or <br />assets you have acquired; and <br />b. Containers (other than vehicles), materials, parts <br />or equipment furnished in connection with such <br />goods or products. <br />"Your product" includes: <br />a. Warranties or representations made at any time <br />with respect to the fitness, quality, durability, <br />performance or use of "your product;" and <br />b. The providing of or failure to provide warnings <br />or instructions. <br />"Your product" does not include vending machines or <br />other property rented to or located for the use of <br />others but not sold. <br />1 5. "Your work" means: <br />a. Work or operations performed by you or on <br />your behalf; and <br />b. Materials, parts or equipment furnished in <br />connection with such work or operations. <br />"Your work" includes: <br />a. Warranties or representations made at any time <br />with respect to the fitness, quality, durability, <br />performance or use of "your work;" and <br />b. The providing of or failure to provide warnings <br />or instructions. <br />CG 0001 (11/88) Page 9 of 9 <br />