BACK TO NATIVES RESTORATION 1A - 2011

Home Browse Search

wntcn you or any contractors or which you or any contractors or subcontractors working directly or COVERAGE B. PERSONAL AND ADVERTISING indirectly on your behalf are performing INJURY LIABILITY operations, if the "property damage" arises out of those operations; or 1. Insuring Agreement. (6) That particular part of any property that a. We will pay those sums that the insured must be restored, repaired or replaced becomes legally obligated to pay as damages because "your work" was incorrectly because of "personal injury" or "advertising performed on it. injury" to which this coverage part applies. We Paragraph (2) of this exclusion does not apply if will have the right and duty to defend any "suit" the premises are "your work" and were never seeking those damages. We may at our occupied, rented or held for rental by you. discretion investigate any 'occurrence" or Paragraphs (3), (4), (5) and (6) of this exclusion offense and settle any claim or "suit" that may do not apply to liability assumed under a result. But: sidetrack agreement. (1) The amount we will pay for damages is Paragraph (6) of this exclusion does not apply to limited as described in LIMITS OF "property damage" included in the "products- INSURANCE (SECTION III); and completed operations hazard." (2) Our right and duty to defend end when we k. 'Property damage" to "your product" arising out have used up the applicable limit of of it or any part of it. insurance in the payment of judgments or 1. 'Property damage" to "your work" arising out of settlements under Coverage A or B or it or any part of it and included in the "products- medical expenses under Coverage C. completed operations hazard." No other obligation or liability to pay sums or This exclusion does not apply if the damaged perform acts or services is covered unless work or the work out of which the damage arises explicitly provided for under was performed on your behalf by a SUPPLEMENTARY PAYMENTS subcontractor. COVERAGES A AND B. m. 'Property damage" to "impaired property" or b. This insurance applies to: property that has not been physically injured, (1) 'Personal injury" caused by an offense arising out of: arising out of your business, excluding (1) A defect, deficiency, inadequacy or advertising, publishing, broadcasting or dangerous condition in "your product" or telecasting done by or for you; "your work;" or (2) "Advertising injury" caused by an offense (2) A delay or failure by you or anyone acting committed in the course of advertising your on your behalf to perform a contract or goods, products or services; agreement in accordance with its terms. but only if the offense was committed in the This exclusion does not apply to the loss of use 'coverage territory" during the policy period. of other property arising out of sudden and 2. Exclusions. accidental physical injury to "your product" or This insurance does not apply to: "your work" after it has been put to its intended a. 'Personal injury" or "advertising injury:" use. (1) Arising out of oral or written publication of n. Damages claimed for any loss, cost or expense material, if done by or at the direction of incurred by you or others for the loss of use, the insured with knowledge of its falsity; withdrawal, recall, inspection, repair, (2) Arising out of oral or written publication of replacement, adjustment, removal or disposal material whose first publication took place of: before the beginning of the policy period; (1) "Your product;" (3) Arising out of the willful violation of a (2) "Your work;" or penal statute or ordinance committed by or (3) "Impaired property;" with the consent of the insured; or if such product, work, or property is withdrawn (4) For which the insured has assumed liability or recalled from the market or from use by any in a contract or agreement. This exclusion person or organization because of a known or does not apply to liability for damages that suspected defect, deficiency, inadequacy or the insured would have in the absence of the dangerous condition in it. contract or agreement. Exclusions c. through n. do not apply to damage by b. "Advertising injury" arising out of: fire to premises rented to you. A separate limit of (1) Breach of contract, other than misappropri- insurance applies to this coverage as described in ation of advertising ideas under an implied LIMITS OF INSURANCE (SECTION III). contract; CG 00010 1/88) Page 3 of 9