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3/28/12
<br />7. INSURANCE
<br />A. Prior to undertaking 9-I-1 Emergency Transportation Services pursuant to this
<br />Agreement, PROVIDER shall obtain, maintain and keep in full force and effect insurance as described
<br />below:
<br />1) Commercial General Liability Insurance. PROVIDER shall maintain commercial general
<br />liability insurance which shall include, but not be limited to protection against claims arising from bodily
<br />and personal injury, including death resulting therefrom and damage to property, resulting from any act or
<br />occurrence arising out of PROVIDER'S operations in the performance of this Agreement, including,
<br />without limitation, acts involving vehicles. The amounts of insurance shall be not less than the following:
<br />single limit coverage applying to bodily and personal injury, including death resulting therefrom, and
<br />property damage, in the total amount of $10,000,000 per occurrence, $10,000,000 in the aggregate.
<br />2) Ambulance Medical Malpractice Insurance in an amount not less than $3,000,000 per
<br />occurrence. If the policy carries an annual aggregate, such aggregate shall be in an amount not less than
<br />$6,000,000 per occurrence. Such insurance coverage may be combined with either the general or
<br />automobile liability coverage required above; provided, however, if the insurance coverage is so
<br />structured, the combined coverage shall be in an amount not less than $5,000,000 per occurrence, with an
<br />annual aggregate of not less than $10,000,000.
<br />3) Comprehensive Business Automobile Liability Insurance in an amount not less than
<br />$3,000,000 per occurrence, covering owned, non-owned and hired vehicles, written on an occurrence
<br />form. If policy carries an annual aggregate, such aggregate shall be in an amount not less than $6,000,000
<br />per occurrence.
<br />PROVIDER shall provide Business Automobile Liability coverage for all vehicles under both the
<br />First Tier Service and the Mutual Aid Service. This specifically includes, but is not limited to,
<br />PROVIDER'S obligation to provide Business Automobile Liability coverage for any vehicles provided by
<br />CITY/OCFA for use by PROVIDER under the First Tier, as well as for any vehicles provided by
<br />PROVIDER directly.
<br />4) Workers' Compensation and Employers' Liability Insurance in a statutory amount for
<br />workers' compensation and in an amount not less than $1,000,000 for employers' liability. Such
<br />insurance shall contain a waiver-of-subrogation clause in favor of the CITY and OCFA, and their
<br />respective officers, officials, employees and agents.
<br />B. PROVIDER shall comply with the following requirements:
<br />1) If the above-required insurance coverage does not provide for an annual aggregate which is
<br />twice the per-occurrence limit, in the alternative the insurance policy (policies) shall be amended (by
<br />appropriate ISO endorsements) so that the policy limits apply solely to this Agreement.
<br />2) The above-required liability insurance shall be in a form which supports coverage for the
<br />provisions of the indemnification clause required under this Agreement, including a claim brought against
<br />the CITY and/or OCFA for the injury to, or death of an employee or agent of PROVIDER.
<br />3) In the event of a claim (claims) against the above-referenced liability policies which
<br />reasonably may deplete one-half or more of the aggregate limits, PROVIDER shall immediately notify
<br />CITY. In the event a claim (claims) against the above-referenced liability policies which are reasonably
<br />expected to deplete 90% of the aggregate limits, PROVIDER shall, at PROVIDER'S expense, reinstate
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<br />25G-7
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