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04/17/2012 09:28 9169212266
<br />6_ Unintentional Failure to Disclose Hazards
<br />If you unintentionally fail to disclose any ha-
<br />zards existing at the inception date of your
<br />policy, we will not deny coverage under this
<br />Coverage Form because of such failure.
<br />However, this provision does not affect our
<br />right to collect additional premium or exercise
<br />our tight of cancellation or non -renewal.
<br />16. Supplementary Payments, Increase Limits
<br />Section II - Liability Coverage, Part G. Coverage,
<br />Items I.e. (2) and (4) are replaced with:
<br />(2) The cost of bail bonds required because of
<br />accidents or traffic law violations arising out
<br />of the use of any vehicle to which the Bodily
<br />Injury Liability Coverage applies. We do not
<br />have to furnish these bonds.
<br />(4) All reasonable expenses incurred by the in-
<br />sured at our request to assist us in the inves-
<br />tigation or defense of the claim or suit
<br />including substantiated loss of earnings tip to
<br />$.500 a day because of time off work.
<br />17. Per Location Aggregate
<br />A. Section Il - Liability Coverage, Part J. Limits
<br />of linsurance. Item 4. is amended to include:
<br />The Aggregate Limit of Insurance applies se-
<br />parately to each location owned by you,
<br />rented to you, or occupied by you with the
<br />Permission of the owner -
<br />B. Section 111 - Property, ]Liability and Medical
<br />Payments Definitions, is amended to include:
<br />31. Location means premises involving the
<br />same or connecting lots, or premises
<br />whose connection is interrupted only by
<br />a street, roadway. waterway or right-of-
<br />way of railroad.
<br />18. Amended Duties in the Event of an Occurrence,
<br />0, ense Claim or suit
<br />Section II - Liability Coverage, Part K. ]Liability
<br />and Medical Payments General Conditions, Items
<br />2.a. and b. arc replaced with:
<br />a. In the event of an occurrence, offense, claim,
<br />or suit, you must promptly notify us. Your
<br />duty to promptly notify us is effective when
<br />your executive officers, partners, members, or
<br />ABataa "7
<br />VETERINARY INS SVCS 94313 P.007/008
<br />legal representatives are aware of the General
<br />Liahility occurrence, offense, claim, or suit -
<br />Knowledge of an occurrence, offense, claim.
<br />or suit by other employee(s) does not imply
<br />you also have such knowledge.
<br />b. To the extent possible, notice, to us should
<br />include:
<br />(1) How, when and where the occurrence or
<br />offense took place;
<br />(2) The names, addresses, and telephone
<br />numbers of any injured persons and wit-
<br />nesses; and
<br />(3) The nature and location of any injury or
<br />damage arising out of the occurrence. of-
<br />fense, claim, or snit.
<br />19. Common Policy Conditions (AB e,0 09 A 01 87),
<br />Part H_ Other Insurance, Item 2. is replaced with:
<br />2. Coverage C - Liability
<br />If other valid and collectible insurance is
<br />available to any insured for a loss we cover
<br />under Coverage C of this Coverage Part our
<br />obligations are limited as follows:
<br />a_ The insurance provided under this policy ")r
<br />is primary if your are required by a written
<br />insured contract to include any person
<br />or organization as an insured, but only
<br />with respect to that insured's liability
<br />arising out of the ownership, mainte-
<br />nance, or use of that part of the premises
<br />owned by or rented to you, or yoar work
<br />for that insured by or for you. Any other
<br />insurance available to that person or or-
<br />ganization is excess and noncontributory
<br />with this insurance, or;
<br />b. Except for the circumstance described in
<br />2.a., above, the insurance provided under
<br />this policy is excess over any other li-
<br />ability insurance available to any insured
<br />whether such other insurance is written
<br />as primary, excess, contingent or any
<br />other basis. An exception applies when
<br />any insured specifically has purchased
<br />excess insurance to apply in excess of the
<br />limits of insurance shown in the Decla-
<br />rations of this Coverage Part for Cover-
<br />age C.
<br />Page 5 of 6
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