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04/17/2012 09:27 9169212266 VETERINARY INS SVCS <br />ABC MultiCover - AB 91 89 08 07 <br />This endorsement modifies insurance provided under the rollowing: <br />American Business Coverage <br />Your policy is broadened and clarified as follows: <br />1. Non Employment Discrimination Liability <br />Unless Personal Injury or Advertising Injury is <br />excluded from this policy: <br />A. Section III - Definitions, Item 17. Personal <br />Injury is amended to include: <br />C Discrimination <br />B. Section III - Del9nfitions, Item 2. Advertising <br />Injury is amended to include: <br />C_ Discrimination <br />C. Section III - Definitions is amended to in- <br />clude: <br />30. Discrimination means the unlawful treat- <br />ment of individuals based on race., color, <br />ethnic origin, gender, religion, age, or <br />sexual preference. <br />D. Section IN - Liability Coverage, Part *11. Ex- <br />clusions, Item Lp Personal Injury or Adver- <br />tising Injuryis amended to include; <br />(1 1) Arising out of discrimination directly or <br />indirectly related to the past employ- <br />ment. employment or prospective em- <br />ployment of any person or class of <br />persons by any insured; or <br />(12) Arising out of discrimination directly or <br />indirectly related to the sale, rental, lease <br />or sub -lease or prospective sale, rental, <br />lease or sub -lease of any dwelling, <br />V4313 P.003/006 <br />permanent lodging, or premises by or at <br />the direction of any insured; or <br />(13) Arising out of discrimination, if insurance <br />thereof is prohibited by law; or <br />(14) Fines. penalties, specific performance, or <br />injunctions levied or imposed by a go- <br />vernmental entity, or governmental code, <br />law, or statute because of discrimination <br />Blanket Additional Insured <br />Section 1I - Liability Coverage, Part I- Who Is An <br />Insured Item 2. is amended to include: <br />f. Any person or organization that you are re- <br />quired by a written insuredcontraet to include <br />as an insured, subject to all of the following <br />provisions: <br />(1) Coverage is limited to their liability aris- <br />ing out of: <br />(a) the ownership, maintenance or use <br />of that part of the premises, or land <br />owned by, rented to, or leased to <br />you; or <br />(b) your ongoing operations performed <br />for that insured; or <br />(c) that insured's financial control of <br />you: or <br />(d) the maintenance, operation or use <br />by you of equipment leased to you <br />by such person(s) or organ ization(s); <br />or <br />Thi, Fnrm mutt he attached to Change Endorsement when i—ed after the policy i, written. <br />One of the Fireman's Fund 1 K ranee Companies a, named in the policy <br />�, I ill I M <br />M.": <br />president <br />Pagc I of 6 <br />