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a. not done intentionally by or at the direction of: , <br /> (1) the insured; or <br /> (2) any executive officer,director,stockholder, partner or member of the insured staff; and <br /> b. not directly or indirectly related to the employment, prospective employment or termination of employment <br /> of any person or persons by any insured. <br /> The insurance afforded under this provision does not apply to fines or penalties, or that portion of any award or <br /> judgment caused by trebling or multiplication of actual damages under state or federal law. <br /> This provision does not apply if Coverage B—Personal and Advertising Injury Liability is otherwise excluded <br /> either by the provisions of this Coverage Form or by any endorsement. <br /> 19. PRODUCT RECALL EXPENSE <br /> a. With respect to this Provision 19., the Recall Of Products, Work Or Impaired Property exclusion under <br /> Coverage A Bodily Injury And Property Damage Liability is deleted. <br /> b. The following is added to Section III -Limits Of Insurance section: <br /> 1. The Limits of Insurance shown in the Product Recall Schedule and rules below fix the most we will pay <br /> regardless of the number of <br /> (a) Insureds; <br /> (b) "Covered recalls"initiated; or <br /> (c) Number of"your products" recalled. <br /> 2. The Product Recall Aggregate Limit is the most we will reimburse you for the sum of all "product recall <br /> expenses"incurred for all"covered recalls" initiated during the policy period. <br /> 3. Subject to 2. above, the Each Product Recall Limit is the most we will reimburse you for the sum of all <br /> "product recall expenses"arising out of any one "covered recall"for the same defect or deficiency. <br /> Products Recall Schedule <br /> Limits of Insurance <br /> Product Recall Aggregate $50,000 <br /> Limit <br /> Each Product Recall Limit $25,000 <br /> The Limits of Insurance for this coverage apply separately to each consecutive annual period and to any <br /> remaining period of less than 12 months,starting with the beginning of the policy period shown in the Decla- <br /> rations, unless the policy period is extended after issuance for an additional period of less than 12 months. <br /> In that case, the additional period will be deemed part of the last preceding period for the purposes of de- <br /> termining the Limits of Insurance. <br /> c. The following is added to the Duties In The Event Of Occurrence, Offense, Claim Or Suit provision <br /> under Section IV-Conditions: <br /> You must see to it that the following are done in the event of an actual or anticipated "covered recall" that <br /> may result in"product recall expense": <br /> 1. Give us prompt notice of any discovery or notification that"your product" must be withdrawn or recalled. In- <br /> clude a description of"your product"and the reason for the withdrawal or recall; <br /> 2. Cease any further release, shipment, consignment or any other method of distribution of like or similar <br /> products until it has been determined that all such products are free from defects that could be a cause of <br /> loss under this insurance; <br /> 3. As often as may be reasonably required, permit us to inspect"your product"that demonstrates the need for <br /> the "covered recall" and permit us to examine your books and records.Also permit us to take damaged and. <br /> undamaged samples of "your products" for inspection, testing and analysis; and permit us to make copies <br /> from your books and records; <br /> 4. Send us a signed, sworn, proof of loss containing the information we requested to settle the claim. You <br /> must do this within 60 days after our request.We will supply you with the necessary forms; and <br /> 5. Permit us to examine any insured under oath, while not in the presence of any other insured and at such <br /> times as may reasonably be required, about any matter relating to this insurance or your claim, including an <br /> insured's books and records. In the event of an examination, an insured's answers must be signed. <br /> Page 6 of 7 Includes copyrighted material of Insurance Services Office,Inc. VCG 205 02 05 <br /> Copyrigm2004,!Il!IIIIIII!I!I!!III!III!Illl!!!!I III!II!I! I!I!I <br />