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5. Other Insurance — Prirrery And Excess Insurance Provisions a. This Coverage Form's Liability Coverage is primary for any covered "auto" while hired or borrowed by you and used exclusively in your business as a 'trucker" and pursuant to operating rights granted to you by a pub- lic authority. This Coverage Form's Liability Coverage is excess over any other collecti- ble insurance for any covered "auto" while hired or borrowed from you by another 'trucker". However, while a covered "auto" which is a "trailer" is connected to a power unit, this Coverage Form's Liability Cover- age is: (1) On the same basis, primary or excess, as for the power unit if the power unit is a covered "auto". (2) Excess if the power unit is not a covered auto". b. Any Trailer Interchange Coverage provided by this Coverage Form is primary for any covered "auto". c. Except as provided in Paragraphs a. and b. above, this Coverage Form provides pri- mary insurance for any covered "auto" you own and excess insurance for any covered auto" you don't own. d. For Hired Auto Physical Damage Coverage, any covered auto" you lease, hire, rent or borrow is deemed to be a covered "auto" you own. However, any auto" that is leased, hired, rented or borrowed with a driver is not a covered "auto". e. Regardless of the provisions of Paragraphs a., b. and a above, this Coverage Form's Liability Coverage is primary for any liability assumed under an insured contract". f. When this Coverage Form and any other Coverage Form or policy covers on the same basis, either excess or primary, we will pay only our share. Our share is the proportion that the Limit of Insurance of our Coverage Form bears to the total of the lim- its of all the Coverage Forms and policies covering on the same basis. CA 0012 03 06 Policy number FBCAT0099004 6. Premium Audit a. The estimated premium for this Coverage Form is based on the exposures you told us you would have when this policy began. We will compute the final premium due when we determine your actual exposures. The estimated total premium will be credited against the final premium due and the first Named Insured will be billed for the bal- ance,rf any. The due date for the final pre- mium or retrospective premium is the date shown as the due date on the bill. If the es- timated total premium exceeds the final premium due, the first Named Insured will get a refund. b. If this policy is issued for more than one year, the premium for this Coverage Form will be computed annually based on our rates or premiums in effect at the beginning of each year of the policy. 7. Policy Period, Coverage Territory Under this Coverage Form, we cover acci- dents" and "losses" occurring: a. During the policy period shown in the Dec- larations; and b. Within the coverage territory. The coverage territory is: a. The United States of America; b. The territories and possessions of the United States of America; c. Puerto Rico; d. Canada; and e. Anywhere in the world if: (1) A covered "auto" of the "private passen- ger" type is leased, hired, rented or bor- rowed without a driver for a period of 30 days or less; and (2) The insureds" responsibility to pay damages is determined in a "suit" on the merits, in the United States of America, the territories and possessions of the United States of America, Puerto Rico, or Canada or in a settlement we agree to. We also cover loss" to, or ing, a covered auto" while between any of these places. © ISO Properties, Inc., 2005 INSURED CCPV "accidents" involy- being transported Page 11 of 14 ❑