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S B-300176-B (Ed. 01/08) incident" that happens entirely b. "Bodily injury," "property damage" or above-ground at or from "your "preventive remedial expense" arising out of a office premises"; or "pollution incident" which is a repeat or (c) The "preventive remedial resumption of a previous "pollution incident" expense" directly results from a involving the same pollutant from essentially "pollution incident" that happens the same source within the previous twelve entirely above-ground on "your (12) months, at the same premises. office premises" and does not c. "Bodily injury" or "property damage" for which result in any covered "bodily the insured is obligated to pay damages by injury" or "property damage; and reason of the assumption of liability in a (d) The "pollution incident": contract or agreement. This exclusion does not apply to liability for damages that the (i) is demonstrable as insured would have in the absence of the commencing and ending contract or agreement. within 72 hours; d. Any obligation of the insured under a workers' (ii) is accidental; compensation, disability benefits or (iii) "commences during the unemployment compensation law or any similar law. policy period"; and (iv) happens in the "coverage e. "Bodily injury to: territory." (1) An employee of the insured arising out of (4) "Commences during the policy and in the course of: period" means that the first emission, (i) employment by the insured; or discharge, release or escape of the " " " " (ii) Performing duties related to the pollutant or pollutants from which " " conduct of the insured's business the bodily injury or "property . damage" arises is demonstrable as (2) The spouse, child, parent, brother or having occurred during this policy sister of that employee as a consequence period- of (1) above. (5) All "bodily injury" or "property This exclusion applies: damage" resulting from one "pollution incident" shall be deemed to have (1) Whether the insured may be liable as an occurred only at the commencement employer or in any other capacity; and date of the covered "pollution (2) To any obligation to share damages with incident." or repay someone else who must pay m (6) The insured's responsibility to pay damages because of the injury. o damages because of "bodily injury" or Q f. "Property damage" to "property damage" must be " " (1) A "waste facilit " to which waste from th determined in a suit on the merits in y e s the "coverage territory" or in a operations of an insured is consigned; settlement we agree to. (2) Property you own, rent, or occupy now or (7) Damages because of "bodily injury" at any time in the past; include damages claimed by any away or abandon, (3) Premises you sell. a person or organization for care, loss if the "property damage" out of any of services, or death resulting from art of those P premises; the "bodily injury." (4) Property loaned to an insured; or B. SECTION B. EXCLUSIONS is deleted and replaced by the following: (5) Personal property in care, custody or control of an insured. This insurance does not apply to: Paragraph of this exclusion f. does not . "Bodily injury," "property damage" e" or a = Y 9 ? re apply to "preventive remedial expense" at "preventive remedial expense" expected or property You own, rent or occupy now. = reasonably foreseeable from the standpoint of the insured. g. "Bodily injury" at or from a "waste facility" to which waste from the operation of an insured is consigned. SB-300176-B Includes copyrighted material of the Insurance Services Office, Inc., with its permission. Page 7 of 11 (Ed_ 01/08) Copyright, Insurance Servi ces Office, Inc.