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BUSINESS LIABILITY COVERAGE FORM <br />This Paragraph f. applies separately to (3) We have issued this policy in reliance <br />you and any additional insured. upon your representations. <br />3. Financial Responsibility Laws b. Unintentional Failure To Disclose <br />a. When this policy is certified as proof of Hazards <br />financial responsibility for the future under If unintentionally you should fail to disclose <br />the provisions of any motor vehicle all hazards relating to the conduct of your <br />financial responsibility law, the insurance business at the inception date of this <br />provided by the policy for "bodily injury" Coverage Part, we shall not deny any <br />liability and "property damage" liability will coverage under this Coverage Part <br />comply with the provisions of the law to because of such failure. <br />the extent of the coverage and limits of 7, Other Insurance <br />insurance required by that law. <br /> <br />b. With respect <br />"mobile equipment" to If other valid and collectible insurance is <br />u <br />which this insurance applies <br />we will available for a loss we cover under this <br />, <br />provide any liability, uninsured motorists Coverage Part, our obligations are limited as <br />, <br />underinsured motorists, no-fault or other follows: <br />coverage required by any motor vehicle a. Primary Insurance <br />law. We will provide the required limits for This insurance is primary except when b. <br />those coverages. below applies. If other insurance is also <br />4. Legal Action Against Us primary, we will share with all that other <br />No person or organization has a right under insurance by the method described in c. <br />this Coverage Form: <br />below. <br />a. To join us as a party or otherwise bring us b. Excess Insurance <br />into a "suit" asking for damages from an This insurance is excess over any of the <br />insured; or other insurance, whether primary, excess, <br />b. To sue us on this Coverage Form unless contingent or on any other basis: <br />all of its terms have been fully complied (1) Your Work <br />with. That is Fire, Extended Coverage, <br />A person or organization may sue us to recover Builder's Risk, Installation Risk or <br />on an agreed settlement or on a final judgment similar coverage for "your work"; <br />against an insured; but we will not be liable for (2) Premises Rented To You <br />damages that are not payable under the terms of <br />this insurance or that are in excess of the That is fire, lightning or explosion <br />applicable limit of insurance. An agreed insurance for premises rented to you <br />settlement means a settlement and release of or temporarily occupied by you with <br />liability signed by us, the insured and the permission of the owner; <br />claimant or the claimant's legal representative. (3) Tenant Liability <br />5. Separation Of Insureds That is insurance purchased by you to <br />Except with respect to the Limits of Insurance, cover your liability as a tenant for <br />and any rights or duties specifically assigned "property damage" to premises rented <br />in this policy to the first Named Insured, this to you or temporarily occupied by you <br />insurance applies: with permission of the owner; <br />a. As if each Named Insured were the only (4) Aircraft, Auto Or Watercraft <br />Named Insured; and If the loss arises out of the maintenance <br />b. Separately to each insured against whom or use of aircraft, "autos" or watercraft to <br />a claim is made or "suit" is brought. the extent not subject to Exclusion g. of <br /> Section A. - Coverages. <br />6. Representations <br /> (5) Property Damage To Borrowed <br />a. When You Accept This Policy Equipment Or Use Of Elevators <br />By accepting this policy, you agree: If the loss arises out of "property <br />(1) The statements in the Declarations damage" to borrowed equipment or <br />are accurate and complete; the use of elevators to the extent not <br />(2) Those statements are based upon subject to Exclusion k. of Section A. - <br />representations you made to us; and Coverages. <br />Page 16 of 24 Form SS 00 08 04 05