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cwra
<br />A separate limit of insurance
<br />applies to Damage To Premises Rented
<br />To You as described in Section D —
<br />Liability and Medical Expenses Limits of
<br />Insurance.
<br />Paragraphs 3, 4, 5, and 6 of this
<br />exclusion do not apply to liability
<br />assumed under a sidetrack agreement.
<br />Paragraph 6 of this exclusion does not
<br />apply to "property damage" included in
<br />the "products -completed operations
<br />hazard."
<br />B. Under B. Exclusions, 1_ Applicable to
<br />Business Liability Coverage, the last
<br />paragraph of 2. Exclusions is deleted and
<br />replaced by the following:
<br />Exclusions c, d, e, f, g, h, i, k, I, m, n, and
<br />o, do not apply to damage by fire to
<br />premises while rented to you or temporarily
<br />occupied by you with permission of the
<br />owner or to the contents of premises rented
<br />to you for a period of 7 or fewer consecutive
<br />days. A separate limit of insurance applies
<br />to this coverage as described in Section D.
<br />Liability And Medical Expenses Limits Of
<br />Insurance.
<br />C. The first Paragraph under item 5. Damage
<br />To Premises Rented To You Limit of
<br />Section D. Liability And Medical
<br />Expenses Limits Of Insurance is replaced
<br />by the following:
<br />The most we will pay under Business
<br />Liability for damages because of "property
<br />damage" to any one premises, while
<br />rented to you, or temporarily occupied by
<br />you, with the permission of the owner,
<br />including contents of such premises rented
<br />to you for a period of 7 or fewer consecutive
<br />days, is the Damage to Premises Rented to
<br />You limit shown in the Declaration
<br />5. Broad Knowledge of Occurrence
<br />The following items are added to E.
<br />Businessowners General Liability
<br />Conditions in the Businessowners Liability
<br />Coverage Form:
<br />e. Paragraphs a. and b. apply to you or to any
<br />additional insured only when such
<br />"occurrence," offense, claim or "suit" is
<br />known to:
<br />(1) You or any additional insured that is an
<br />individual;
<br />(2) Any partner, if you or an additional
<br />insured is a partnership;
<br />SB-146932-D
<br />(Ed. 07/09)
<br />SB-146932-D
<br />(Ed. 07/09)
<br />(3) Any manager, if you or an additional
<br />insured is a limited liability company;
<br />(4) Any "executive officer" or insurance
<br />manager, if you or an additional insured
<br />is a corporation;
<br />(5) Any trustee, if you or an additional
<br />insured is a trust; or
<br />(6) Any elected or appointed official, if you
<br />or an additional insured is a political
<br />subdivision or public entity.
<br />This paragraph e. applies separately to you
<br />and any additional insured.
<br />6. Bodily Injury
<br />Section F. Liability and Medical Expenses
<br />Definitions, item 3_ "Bodily Injury" is deleted
<br />and replaced with the following:
<br />"Bodily injury" means bodily injury, sickness or
<br />disease sustained by a person, including death,
<br />humiliation, shock, mental anguish or mental
<br />injury by that person at any time which results
<br />as a consequence of the bodily injury, sickness
<br />or disease.
<br />7. Expanded Personal and Advertising Injury
<br />Definition
<br />The following is added to Section F. Liability
<br />and Medical Expenses Definitions, item 14.
<br />Personal and Advertising Injury, in the
<br />Businessowners General Liability Coverage
<br />Form:
<br />h. Discrimination or humiliation that results in
<br />injury to the feelings or reputation of a
<br />natural person, but only if such
<br />discrimination or humiliation is:
<br />1. Not done intentionally by or at the
<br />direction of:
<br />a_ The insured, or
<br />b. Any "executive officer," director,
<br />stockholder, partner, member or
<br />manager (if you are a limited liability
<br />company) of the insured; and
<br />2. Not directly or indirectly related to the
<br />employment, prospective employment,
<br />past employment or termination of
<br />employment of any person or person by
<br />any insured.
<br />B. The following is added to Exclusions,
<br />Section B.:
<br />(15)Discrimination Relating to Room,
<br />Dwelling or Premises
<br />Caused by discrimination directly or
<br />indirectly related to the sale, rental,
<br />Page 4 of 5
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