ICF JONES AND STOKES-2012 - Laserfiche WebLink

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Commercial Auto - Policy # 7252-29-55 June 25, 2012 to June 25, 2013 ICF Jones & Stokes, Inc. (5) Submit to examination, at our expense, by physicians of our choice, as often as we reasonably require. o. If there 16 'toss" to a covered 'auto' or its equipment you must also do the following: (1) Promptly notify the police If the covered "auto" or any of its equipment is stolen. (2) Take art reasonable steps to protect the covered 'auto" from further damage. Also keep a record of your expenses for constderatron in the settlement of the claim. (3) Permit us to Inspect the covered "auto" and records proving the loss' before its repair or disposition. (4) Agree to examinations under oath at our request and give us a signed statement of your answers. 3. Legal Action Against Us No one may bring a legal action against us un- der this Coverage Form until. a. There has been furl compliance with all the terms of this Coverage Form; and b. Under LWMty Coverage, we agree in writ- ing that the Insured" has an obligation to pay or until the amount of that obligation has finally been determined by judgment af- ter trial. No one has the right under this policy to bring us into an action to deter- mine the 'tnsured's" liability. 4. Loss Payment - Physfcaf Damage Coverages At our option we may: a. Pay for, repatr or repletoo damaged or stolen property; b- Return the stole t property, at our expense. We will pay for any damage that results to the auto" from the theft; or c. Take as or any part of the damaged or sto- len vroperty at an agreed or appraised If we pay for the loss', our payment will In- clude the applicable sales tax for the darnaged for stolen property. ( 3. A rsnsfer Of Rights Of Recovery Against Others To Us s if any person or organization to or for whom we make payment under this Coverage Form --> has rights to recover damages from another, those rights are transferred to us. That person or organization must do everything necessary to secure our rights and must do nothing after "accident" or "lass" to Impair them. B Genpr#t care t"a f. t3ardvuptry Bankruptcy or insolvency of the lneured" or the Insureds' estate will not relieve us of any obligations under this Coverage form. 2. Conceaiment Mtlsrewmittatlon Or Fraud This Coverage Form Is void In any case of fraud by you at any Uwe as it reiates to this Coverage Fomt, it Is elso void If you or any other Insured", at arty tulle, intentlonalty con- ceal or misrepresent a material fact concerning, a. This Coverage Forth; b. The oovered'aute, c. Your !merest in the covered "auto"; or it. A claim under this Coverage Form. 3. Liberar'aation If we revise this Coverage Form to provide more coverage without additional prer»ium charge, your policy will automatically provide the additional oowwWo as of the day the revi- sion Is effectlvve in your state. 4- No Benafft To BaJfeo - Physical DarrwVo Coverages We witi not recognize any assigntmnl or grant any coverage for the benefit of any person or organization holding, storing or transporting property for a fee regardless of any other pre vislon of this Coverage Form. titer Insurance a For any covered "auto" you awn, this Cov- erage Form provides primary insurance. For any covered '!auto" you don't own, the In- suranoe provided by this Coverage Form is excess over any other collectible insurance. However, while a covered "auto" which is a Iralter' is connected to another vehicle, the Liability Coverage this Coverage Form pro. vldes for the'tralter" is: (1) Excess wtille rt Is connected to a motor vehicle you do not awn, (2) Primary while It is oonnected to a cov- ered "auto" you own. b. For Hired Auto Physical Damage Coverage, any covered "auto" you tease, hire, rent or borrow Is deemed to be a covered "auto" y- own. However, any "auto" that is teased, hired, rented or borrowed with a driver is not a covered 'auto'. c. Regardless of the provisions of Paragraph a. above, this Coverage Form's Liability Coverage is primary for any liabfity as- sumed under an Insured cDntract". Page 8 of 11 9) ISO Properties, Inc., 2000 CA 00 01 10 01