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■ An analysis of calendar year (CY) 2008 Home Mortgage Disclosure Act (HMDA) Data was presented in the Regional Al. At the time that analysis was begun, CY 2008 data was the most recent data available. Although CY 2009 data became available in September 2010, and CY 2010 data became available in September 2011, during the 2010 -2011 and 2011 -2012 PYs, respectively, FHFOC budget and staffing constraints prevented an analysis of that data. Data for CY 2011 is about to become available (Sept. 2012) and FHCOC will endeavor to do an analysis of some basic aspects for comparison against 2008 data. ■ During 2011 -2012, FHCOC was active in efforts intended to promote housing affordability within Orange County. It provided services and /or outreach to organizations involved in the creation, preservation or facilitation of affordable housing. These included the Kennedy Commission, the Mental Health Association of Orange County, the Aids Services Foundation, the Affordable Housing Clearinghouse, Jamboree Housing Corporation, Orange County Congregations Community Organizations, and Orange County Community Housing Corporation. ■ In response to the surge of foreclosures (many of which involve sub -prime or so- called "innovative" mortgage products), FHCOC has obtained federal funding to specifically counsel distressed borrowers to assist them in avoiding foreclosures and to preserve or achieve housing affordability. Many of these households are lower- income minorities and immigrants. On a regional basis, FHCOC provided counseling to more than 250 households facing issues of mortgage default and foreclosure during 2011 -2012. These activities helped households retention newly achieved homeownership that helps lessen concentrations of poverty. ■ During the 2011 -2012 report period, FHCOC continued to offer fair housing training sessions that were open to all local government staff. In the 2012 -2013 Fiscal Year, FHCOC will send notices to city staff to inform of the availability of training. City staff who attend the training will receive certification of their attendance. ■ The FHCOC provided written fair housing related materials in English, Spanish and Vietnamese to local jurisdictions and other service providers. FHCOC also undertook specific outreach efforts to immigrant populations in low- income neighborhoods to assist by informing and organizing such populations. It is estimated that more than 1,000 limited English proficiency households were served during the past 12 months. FHCOC also continued to implement activities under a Fair Housing Initiatives Program (FHIP) grant. These program efforts specifically targeted fair housing services to immigrant communities, especially immigrants with limited English proficiency. Program efforts included a fair housing testing program that sought to involve members of immigrant populations with limited English proficiency, both for purposes of enforcing fair housing laws as testers and as a vehicle to increase outreach to those populations. ■ Through its foreclosure prevention activities FHCOC assisted individuals with limited English proficiency who had received loans with documents, all prepared in English, that had terms that were different from what they believed or were informed they were obtaining, or of which they 08/23/2012 13 19C -21