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that are in excess of the applicable limit of insurance. <br />(7) When You Add Others As An Additional <br />An agreed settlement means a settlement and release <br />Insured To This Insurance <br />of liability signed by us, the insured and the claimant or <br />Any other insurance available to an additional <br />the claimant's legal representative. <br />insured. <br />4. Other Insurance <br />However, the following provisions apply to other <br />If other valid and collectible insurance is available to <br />insurance available to any person or <br />the insured for a loss we cover under Coverages A or <br />organization who is an additional insured under <br />B of this Coverage Part, our obligations are limited as <br />this coverage part. <br />follows: <br />(a) Primary Insurance When Required By <br />a. Primary Insurance <br />Contract <br />This insurance is primary except when b. below <br />This insurance is primary if you have agreed <br />applies. If other insurance is also primary, we will <br />in a written contract or written agreement <br />share with all that other insurance by the method <br />that this insurance be primary. If other <br />described in c. below. <br />insurance is also primary, we will share with <br />b. Excess Insurance <br />all that other insurance by the method <br />described in c. below. <br />This insurance is excess over any of the other <br />(b) Primary And Non - Contributory To Other <br />insurance, whether primary, excess, contingent or <br />Insurance When Required By Contract <br />on any other basis: <br />(1) Your WorK <br />If you have agreed in a written contract, <br />written agreement, or permit that this <br />That is Fire, Extended Coverage, Builder's Risk, <br />insurance is primary and non - contributory <br />Installation Risk or similar coverage for "your <br />with the additional insured's own insurance, <br />work "; <br />this insurance is primary and we will not <br />(2) Premises Rented To You <br />seek contribution from that other insurance. <br />That is fire, lightning or explosion insurance for <br />Paragraphs (a) and (b) do not apply to other <br />premises rented to you or temporarily occupied <br />insurance to which the additional insured has <br />by you with permission of the owner; <br />been added as an additional insured. <br />(3) Tenant Liability <br />When this insurance is excess, we will have no <br />That is insurance purchased by you to cover <br />duty under Coverages A or B to defend the insured <br />your liability as a tenant for "property damage" <br />against any "suit" if any other insurer has a duty to <br />to premises rented to you or temporarily <br />defend the insured against that "suit ". If no other <br />occupied by you with permission of the owner; <br />insurer defends, we will undertake to do so, but we <br />will be entitled to the insured's rights against all <br />(4) Aircraft, Auto Or Watercraft <br />those other insurers. <br />If the loss arises out of the maintenance or use <br />When this insurance is excess over other <br />of aircraft, "autos" or watercraft to the extent not <br />insurance, we will pay only our share of the amount <br />subject to Exclusion g. of Section I — Coverage <br />of the loss, if any, that exceeds the sum of: <br />A — Bodily Injury And Property Damage Liability; <br />(1) The total amount that all such other insurance <br />(5) Property Damage to Borrowed Equipment Or <br />would pay for the loss in the absence of this <br />Use Of Elevators <br />insurance; and <br />If the loss arises out of "property damage" to <br />(2) The total of all deductible and self- insured <br />borrowed equipment or the use of elevators to <br />amounts under all that other insurance. <br />the extent not subject to Exclusion j. of Section 1 <br />- Coverage A - Bodily Injury And Property <br />We will share the remaining loss, if any, with any <br />Damage Liability; <br />other insurance that is not described in this Excess <br />(8) When You Are Added As An Additional <br />Insurance provision and was not bought specifically <br />Insured To Other Insurance <br />to apply in excess of the Limits of Insurance shown <br />in the Declarations of this Coverage Part. <br />Any other insurance available to you covering <br />c, Method Of Sharing <br />liability for damages arising out of the premises <br />or operations, or products and completed <br />If all of the other insurance permits contribution by <br />operations, for which you have been added as <br />equal shares, we will follow this method also. Under <br />an additional insured by that insurance; or <br />this approach each insurer contributes equal <br />amounts until it has paid its applicable limit of <br />insurance or none of the loss remains, whichever <br />comes first. <br />Page 14 of 18 HG 00 01 06 05 <br />