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DIGITAL MAP PRODUCTS A-2012-078 REVIEWED BY
<br />(2) For the purpose of determining the limits of
<br />insurance for incidental medical malpractice,
<br />any actor omission together with all related acts
<br />or emissions in the furnishing of these services
<br />to any one person will be considered one
<br />,.Occurrence",
<br />2. Exclusions
<br />This insurance does not apply to:
<br />a, Expected Or Intended Injury
<br />"'Bodily injury" or "property damage" expected or
<br />intended from the standpoint of the insured. This
<br />exclusion does not apply to "bodily injury" or
<br />"property damage" resulting from the use of
<br />reasorrabie force to protect persons or property,
<br />b. Contractual Liability
<br />"Bodily injury" or "property damage" for which the
<br />insured is obligated to pay damages by reason of
<br />the assumption of liability in a contract or
<br />agreement. This exclusion does not apply to liability
<br />for damages:
<br />(1) That the insured would have in the absonec of
<br />the contract or agreement, or
<br />(2) Assumed in a contract or agreernent that is an
<br />"insured contract", provided the "bodily injury" or
<br />'.property damage" occurs subsequent to the
<br />execution of the contract or agreement, Solely
<br />for the purposes of liability assumed in an
<br />"Insured contract ", reasonable attorney fees and
<br />necessary litigation expenses, incurred by or for
<br />a party other than an insured are deemed to be
<br />damages because of "bodity injury" or "property
<br />damage", provided:
<br />(a) Liability to such party for, or for the cost of,
<br />that party's defense has also been assumed
<br />in the same "'insured contract ", arid
<br />(b) Such attorney fees and litigation expenses
<br />are for defense of that party against a ci vil or
<br />alternative dispute resolution proceeding in
<br />which damages to which this insurance
<br />applies are alleged
<br />c. Liquor Liability
<br />"Bodily injury" or "property damage" for which any
<br />insured may Ibe held liable by reason of:
<br />(i) Causing or contributing to the intoxication of any
<br />person;
<br />(2) The furnishing of aicoholic beverages to a
<br />person Linder the legal drinking age or Linder the
<br />Influence of alcohol- or
<br />(3) Any statute, ordinance or regulation relating to
<br />the sale, gift, distribution Or use of alcoholic
<br />beverages
<br />This eXdLJSiOn applies only if you are in the
<br />business of manufacturing, distributing, selling,
<br />serving or furnishing alcoholic beverages,
<br />EUNICE HEREDIA (PG 3 OF 19')
<br />d. Workers' Compensation And Similar Laws
<br />Any obligation of the insured wider a workers'
<br />compensation, disability benefits or unemployment
<br />compensation law or any similar am
<br />e. Employer's Liability
<br />"Bodily injury" to:
<br />(1) An "employee" of the insured arising cut of and
<br />in the Course of:
<br />(a) Employment by the insured; or
<br />(b) Performing duties related to the conduct of
<br />the insured's business; or
<br />(2) The spouse, child, parent, brother or, sister of
<br />that "employee" as a consequence of
<br />Paragraph (1) above.
<br />This exclusion applies:
<br />(1) Whether the insured may be liable as an
<br />employer or in any other capacity; and
<br />(2) To any obligation to share damages with or
<br />repay snmeonp else who rniit pay d2rnagp-s
<br />because of the injury.
<br />This exclusion does not apply to liability assumed
<br />by the insured under an "insured contract".
<br />f. Pollution
<br />(1) "Bodily injury" or "property damage," arising out
<br />of the actual, alleged or threalened discharge,
<br />dispersal, seepage, migration, release or
<br />escape of "pollutants ",:
<br />(a) At or from any premises, site or location
<br />which is or was at any time owned or
<br />occupied by, or rented or loaned to, any
<br />insured. However, this subparagraph does
<br />not apply to:
<br />(i) "Bodily injury" if sustained within a
<br />building and Cdused by sinuke, fun7e6,
<br />vapor or soot produced by or originating
<br />from equipment that is used to heat, cool
<br />nr dehumidify the building, or (',qUipmerrit
<br />that is used to heat water for personal
<br />use, by the building's Occupants or their
<br />guests"
<br />(ii) "Bodily injury" or "property damage" for
<br />which you may be hold liable, if you are a
<br />contractor and the owner or lessee of
<br />such premises, site or location has been
<br />added to your policy as an additional
<br />insured with respect to your ongoing
<br />operations performed for that additional
<br />insured at that premise=, site or location
<br />aiid Such premises, site or kicatiun i6 nut
<br />and never, was owned or occupied by, or
<br />rented or loaned to, ary insured, other
<br />than that additional insured; or
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