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DIGITAL MAP PRODUCTS A-2012-078 REVIEWED BY <br />b, Does not include "bodily injury" or "property <br />damage" arising out of: <br />(1) The transportation of property, unless the <br />injury or damage arises out of a condition in or <br />on a vehicle not owned or operated by you, <br />and that condition was created by the "loading <br />or unloading" of that vehicle by any insured, <br />(2) The existence of toots, uninstalled equipment <br />or abandoned or unused materials-, or <br />(3) Products or operatiions for which the <br />classification, Misted in the Declarations or in a <br />policy schedule, states that products.. <br />completed operations are subject to the <br />General Aggregate Limit, <br />20. "Property damage" means: <br />a. Physical injury to tangible property: including all <br />resulting loss of use of that property, All such loss <br />Of use shall be deemed to occur at the ill of the <br />physical injury that caused it; Or <br />lo. Loss of use of tangible property that is not <br />physically injured. All such loss of use shall be <br />deemed to OCCUr at the time of the "occurrence" <br />that caused it. <br />As used in this definition, computerized or <br />MeCtronicAly stored d2la, Programs or software are <br />not tangible property. Electronic data means <br />information, facts or programs: <br />a. Stored as or on: <br />lo. Created or used on,; or <br />c. Transmitted to or from: <br />U0111i sul'i inuluding systems and <br />applications software, hard or floppy disks, CID- <br />ROMS, tapes, drives, cells, data processinq devices <br />or any other media which are used with electronically <br />controlled equipment. <br />21. "Suit" means a civil proceeding in which damages <br />because of "bodily Injury", "property darnage" or <br />"personal and advertising injury" to which this <br />insurance applies are alleged, "Suit" includes: <br />a. An arbitration proceeding k-i which Such damages <br />are claimed and to which the insured must submit <br />or does Submit with our consent,, or <br />lo. Any other alternative dispute resolution <br />proceeding in wlilch Such damages are claimed <br />and to which the inSUred SLIbMitS With our <br />consent. <br />EUNICE HEREDIA (PG -19 OF 19) <br />22. "Temporary worker" means a person who is <br />furnished to you to substitute for a permanent <br />" "employee'" on leave or to meet seasonal or short- <br />term workload conditions. <br />23. "Volunteer worker" means a person who <br />a. Is not your "employee", <br />b. Donates his or her work; <br />c. Acts at the direction of and within the scope of <br />duties determined by You; and <br />d. Is not paid a fee, salary or other -,ompensation by <br />you or anyone else for their work performed for <br />you <br />24. "Your product": <br />a. Means: <br />(1) Any goods or products, other than real <br />property, manufactured, sold, handled, <br />distributed or disposed of by-, <br />(a) YOU, <br />(b) Others trading under YOUr name; or <br />(c) A person or organization whose business <br />or assets you have acquired-, and <br />(2) Containers (other than vch clics), materials, <br />parts or, equipment furnished in connection <br />with such goods or products. <br />b. Includes <br />(1) VVarranties or representations made at any <br />time with respect to the fitness, quality, <br />durainHity, performance or use of "YOUr <br />product"; and <br />(2) The providing of or failure to Drovide warnings <br />or instructions. <br />c. Does not include vending machines or other <br />property renled to or located for he use of others <br />but not sold, <br />25. "Your work": <br />a. Means: <br />(1) VVork or operations performed by you or on <br />your behalf: and <br />(2) Materials, parts or equipment furnished in <br />connection with such vvcrk or operations. <br />b. Includes <br />(1) Warianlies or representations made at any <br />time with respect to the fitness, quality, <br />durability, performance or use of "your work", <br />and <br />(2) The providing of or' failure to )JoVide warnings <br />or instructions. <br />Page 18 of 18 HG 00 01 05 05 <br />