WELDY, SCOTT DR. a/k/a SERRANO ANIMAL & BIRD HOSPITAL 5C - 2012

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09/19/2011 14:32 9169212289 VETERINARY INS MS #3704 P.005/005 6, Unintentional Failure to Disclose Hazards If you unintentionally fail to disclose any ha- zards existing at the inception date of your policy, we will not deny coverage under this Coverage Form because of such failure, However, this provision does not affect our right to collect additional premium or exercise our right of cancellation or non -renewal. 16. Supplementary Payments, Increase Limits Section It - Liability Coverage, Part G, Coverage, Items I.e. (2) and (4) are replaced with: (2) The cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coves -age applies, We do not have to furnish these bonds, (4) All rchsonable expenses incurred by the in- snted at our request to assist us in the invoa- tigation or defense of the claim or suit including substantiated loss of earnings up to $SOO a day because of time off work. 17, Per Location Aggregate A. Section Ill - Liability Coverage, part a. Limits of Insurance, Item 4, is amended to include: The Aggregate Limit of Insurance applies se- parately to each location owned by yap, rented to you, or occupied by you with the permission of the owner. B. Section 10 - Property, Liability and Medical Payments Uermitions, is amended to include; 31, Location means promises involving the some or connecting lots, or premises whose connection is interrupted only by a street, roadway, waterway or right-of- way of railroad. 18, Amended Duties in the .Event of an Occurrence, Offense Claim or Suit Section II . Liability Coverage, Part K. Liability and Medical Payntants General Conditions, Items 2.a, and b. are replaced with: a. In the event of an occurrencA offonsc, claim, or suit, you must promptly notify us. Your duty to promptly notify us is effective when your executive officers, partners, members, or ABa189 8.07 legal 1'cpt•esentatives are aware of the General Liability occurrence offense, claim. or suit, Knowledge of an occurrence offense, claim, or suit by other employees) does not imply you also have such knowledge, b. To the extent possible, notice to us should Include: (1) How, when and where the oceurmnoeor offense took place; (2) The names, addresses, and telephone numbers of any injured persons and wit- nesses; and (3) The nature and location of any injury or damage arising out of the occurrence, of. fense, claim, or suit. 19, Common Policy Conditions (AB 00 09 A. 01 87), Part ii , Other Insurance, Item 2. Is replaced with: 2, Coverage C - Liability If other valid and collectible insurance is availablc to any insured for a loss we. cover under Coverage C of this Coverage Part our obligations are limited as follows: r a, The insurance provided under this policy is primary if you are required by a written insured contract to include any person or organization as an insured, but only with rnspeet to that insured's liability arising out of the ownership, mainte- nance, or use of that part of the premises owned by or genteel to you, or your work for that insured by or for you. Any other insurance available to that person or or- ganization is excess and noncontributory with this insurance, or; b. Except for the circumstance described In 2.a., above, the insurance provided under this policy is excess over any other li- ability insurance available to Any insured whether such other insurance is written as primary, excess, contingent or any other basis. An exception applies when any imumd specifically has purchased excess insurance to Apply in excess of the limits of insurance shown in the Decia- rations of this Coverage part for Cover. age C. Page 5 of 6 92