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IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights [o the certificate holder in lieu of such endorsament(s). <br />IT SUBROGATION IS WAIVED, subject to the farms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s)_ <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing insurer(s), authorized representative or producer, and the certifcata holder, nor does it <br />affirmatively or negatively amend, eMend or alter the coverage afforded by the policies listed thereon. <br />�5 c ��nn unn� .. _� .. <br />