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IMPORTANT <br />If the certificate holder is en ADDITIONAL INSURED, the policy(ies) must 6a endorsed. A statement <br />on this certificate does not confer rights to the certificate holder In Ileu of such endorsement(s)- <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the pol[cy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder In Ileu of such endorsement(s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse stde of this form does not constitute a contract between <br />the issuing Insurer(s), authorized representative or producer, end the certificate holder, nor does it <br />affirmatively or negatlveiy amend, extend or alter the coverage afforded by the policies Ilstod thereon. <br />25