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Paragraphs 3, 4, 5, and 6 of this
<br />exclusion do not apply to liability
<br />assumed under a sidetrack agreement.
<br />Paragraph 6 of this exclusion does not
<br />apply to "property damage" included in
<br />the "products -completed operations
<br />hazard."
<br />B. Under B. Exclusions, 1. Applicable to
<br />Business Liability Coverage, the last
<br />paragraph of 2. Exclusions is deleted and
<br />replaced by the following:
<br />Exclusions c, d, e, f, g, h, i, k, I, m, n, and o,
<br />do not apply to damage by fire to premises
<br />while rented to you or temporarily occupied by
<br />you with permission of the owner or to the
<br />contents of premises rented to you for a
<br />period of 7 or fewer consecutive days. A
<br />separate limit of insurance applies to this
<br />coverage as described in Section D. Liability
<br />And Medical Expenses Limits Of
<br />Insurance.
<br />C. The first Paragraph under item 5. Damage To
<br />Premises Rented To You Limit of Section
<br />D. Liability And Medical Expenses Limits
<br />Of Insurance is replaced by the following:
<br />The most we will pay under Business Liability
<br />for damages because of "property damage"
<br />to any one premises, while rented to you, or
<br />temporarily occupied by you, with the
<br />permission of the owner, including contents of
<br />such premises rented to you for a period of 7
<br />or fewer consecutive days, is the Damage to
<br />Premises Rented to You limit shown in the
<br />Declaration.
<br />5. Broad Knowledge of Occurrence
<br />The following items are added to E.
<br />Businessowners General Liability Conditions
<br />in the Businessowners Liability Coverage
<br />Form:
<br />e. Paragraphs a. and b. apply to you or to any
<br />additional insured only when such
<br />"occurrence," offense, claim or "suit' is known
<br />to:
<br />(1) You or any additional insured that is an
<br />individual;
<br />(2) Any partner, if you or an additional
<br />insured is a partnership;
<br />(3) Any manager, if you or an additional
<br />insured is a limited liability company;
<br />(4) Any "executive officer" or insurance
<br />manager, if you or an additional insured is
<br />a corporation;
<br />SB -146932-D
<br />(Ed. 07/09)
<br />SB -1 46932-D
<br />(Ed. 07/09)
<br />(5) Any trustee, if you or an additional
<br />insured is a trust; or
<br />(6) Any elected or appointed official, if you or
<br />an additional insured is a political
<br />subdivision or public entity.
<br />This paragraph e. applies separately to you
<br />and any additional insured.
<br />6. Bodily Injury
<br />Section F. Liability and Medical Expenses
<br />Definitions, item 3. "Bodily Injury" is deleted and
<br />replaced with the following:
<br />"Bodily injury" means bodily injury, sickness or
<br />disease sustained by a person, including death,
<br />humiliation, shock, mental anguish or mental
<br />injury by that person at any time which results as
<br />a consequence of the bodily injury, sickness or
<br />disease.
<br />7. Expanded Personal and Advertising Injury
<br />Definition
<br />The following is added to Section F. Liability and
<br />Medical Expenses Definitions, item 14.
<br />Personal and Advertising Injury, in the
<br />Businessowners General Liability Coverage
<br />Form:
<br />h. Discrimination or humiliation that results in
<br />injury to the feelings or reputation of a natural
<br />person, but only if such discrimination or
<br />humiliation is:
<br />1. Not done intentionally by or at the
<br />direction of:
<br />a. The insured; or
<br />b. Any "executive officer," director,
<br />stockholder, partner, member or
<br />manager (if you are a limited liability
<br />company) of the insured; and
<br />2. Not directly or indirectly related to the
<br />employment, prospective employment,
<br />past employment or termination of
<br />employment of any person or person by
<br />any insured.
<br />B. The following is added to Exclusions, Section
<br />B..
<br />(115) Discrimination Relating to Room,
<br />Dwelling or Premises
<br />Caused by discrimination directly or
<br />indirectly related to the sale, rental, lease
<br />or sub -lease or prospective sale, rental,
<br />lease or sub -lease of any room, dwelling
<br />or premises by or at the direction of any
<br />insured.
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