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IF FOR ANY REASON THIS WAIVER IS DETERMINED TO BE UNENFORCEABLE, ALL <br />DISPUTES WILL BE RESOLVED BY JUDICIAL REFERENCE PURSUANT TO THE <br />PROCEDURES SET FORTH IN THE SECURITY INSTRUMENT. <br />Section 12.10. Electronic Transactions. The transactions described in this Funding Loan <br />Agreement may be conducted and related documents and may be stored by electronic means. Copies, <br />telecopies, facsimiles, electronic files and other reproductions of original executed documents shall be <br />deemed to be authentic and valid counterparts of such original documents for all purposes, including the <br />ding of any claim, action or suit in the appropriate court of law. <br />Section 12.11. Reference Date. This Funding Loan Agreement is dated for reference purposes <br />only as of the first day of December, 2012. <br />C:\UsersltadlDeslctoplSantaRna HA Washington Place 44 <br />FLA.~oc <br />DRAFT 11/28/12 8:39AM <br />