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9 <br />RIVERPURT INSURANCE COMPANY <br />rented to you or temporarily occupied by you with <br />permission of the owner; or <br />D. SECTION V — DEFINITIONS <br />Item 9.a. is replaced with: <br />a. A contract for a lease of premises. However, <br />that portion of the contract for a lease of <br />premises that indemnifies any person or <br />organization for damage by fire, lightning, <br />explosion or sprinkler leakage to premises <br />while rented to you or temporarily occupied by <br />you with permission of the owner is not an <br />"insured contract "; <br />E. This Broadened Coverage is subject to all the <br />terms of SECTION III — LIMITS OF <br />INSURANCE. <br />F. This Broadened Coverage does not apply if Fire <br />Damage Liability of COVERAGE A (SECTION <br />1) is excluded either by the Declaration to this <br />Coverage Part or by an endorsement to this <br />Coverage Part. <br />5. BROADENED MEDICAL PAYMENTS <br />A. SECTION III — LIMITS OF INSURANCE <br />The following provision is added to Paragraph 7: <br />The Medical Expense Limit shall be the greater of: <br />a. $10,000; or <br />b. The amount shown in the Declarations for <br />Medical Expense Limit. <br />B. This Medical Expense Limit is subject to all the <br />terms of SECTION III — LIMITS OF <br />INSURANCE. <br />C. This above Medical Expense Limit does not apply <br />if COVERAGE C MEDICAL PAYMENTS is <br />excluded either by the Declaration to this <br />Coverage Part or by an endorsement to this <br />Coverage Part. <br />6. BROADENED SUPPLEMENTARY PAYMENTS <br />SECTION I — COVERAGES <br />SUPPLEMENTARY PAYMENTS — <br />COVERAGES A AND B <br />Paragraphs 1.b. and 1.d. are replaced with: <br />b. Up to $1,000 for cost of bail bonds required <br />because of accidents or traffic law violations <br />arising out of the use of any vehicle to which the <br />Bodily Injury Liability Coverage applies. We do not <br />have to furnish these bonds. <br />d. All reasonable expenses incurred by the insured at <br />our request to assist us in the investigation or <br />defense of the claim or "suit," including actual loss <br />of earnings up to $500 a day because of time off <br />from work. <br />7. BROADENED NEWLY ACQUIRED OR <br />FORMED ORGANIZATION <br />SECTION II —WHO IS AN INSURED <br />Item 3.a is replaced by the following: <br />3. a. Coverage under this provision is afforded <br />only until the 120th day after you acquire or <br />form the organization or the end of the policy <br />period, whichever is earlier. <br />BROADENED NON -OWNED OR CHARTERED <br />WATERCRAFT OR AIRCRAFT <br />SECTION I —COVERAGES <br />COVERAGE A BODILY INJURY AND <br />PROPERTY DAMAGE LIABILITY <br />Paragraph 2.g. is replaced by the following: <br />2. g. "Bodily injury" or "property damage" arising <br />out of the ownership, maintenance, use, or <br />entrustment to others of any aircraft," auto," or <br />watercraft owned by or operated by, or rented <br />or loaned to, any insured. Use includes <br />operation and "loading or unloading," <br />This exclusion does not apply to: <br />(1) A watercraft while ashore on premises <br />you own or rent; <br />(2) A watercraft you do not own that is: <br />(a) Less than 51 feet long; and <br />(b) Not being used to carry persons or <br />property for a charge; <br />(3) Parking an "auto" on, or on the ways next <br />to premises you own or rent, provided the <br />"auto" is not owned by or rented, or <br />loaned to you or the insured; <br />(4) Liability assumed under any "insured <br />contract" for the ownership, maintenance, <br />or use of aircraft, watercraft, or "autos "; or <br />(5) "Bodily injury' or "property damage" <br />arising out of the operation of any of the <br />equipment listed in Paragraph f. (2) or f. <br />(3) of SECTION V — <br />DEFINITIONS, Paragraph 12., <br />"Mobile Equipment "; or <br />(6) An aircraft you do not own that is: <br />(a) Hired, chartered, or loaned with a <br />crew; and <br />(b) Not owned in whole or in part by any <br />insured. <br />(7) This insurance does not apply, under <br />Paragraph g.(1) and g.(2) above, if the <br />insured has any other insurance for <br />"bodily injury" or "property damage" which <br />would also apply to loss covered under <br />this provision, whether the other <br />insurance is primary, excess, contingent, <br />or on any other basis. <br />(8) This insurance is excess, under <br />Paragraph g. (6) above, over any other <br />insurance, whether the other insurance is <br />primary, excess, contingent or on any <br />other basis. <br />VO <br />RPCG 74 12 08 05 • pt�oC�ey Page 3 of 7 <br />Includes copyrighted material of I S�%e�r iea� ice, Inc., with its permission. <br />P � / <br />