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(1) That this insurance be primary. If other insurance is also primary, we will share with all that <br />other insurance as described in c. below; or <br />(2) The coverage afforded by this insurance is primary and non - contributory with the additional <br />insured(s)' own insurance. <br />Paragraphs (1) and (2) do not apply to other insurance to which the additional insured(s) has <br />been added as an additional insured or to other insurance described in paragraph b. below. <br />b. Excess Insurance <br />This insurance is excess over: <br />Any of the other insurance, whether primary, excess, contingent or on any other basis: <br />(a) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for <br />.'your work "; <br />(b) That is fire, lightning, or explosion insurance for premises rented to you or temporarily <br />occupied by you with permission of the owner; <br />(c) That is insurance purchased by you to cover your liability as a tenant for "property <br />damage" to premises temporarily occupied by you with permission of the owner; or <br />(d) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the <br />extent not subject to Exclusion g. of SECTION I — COVERAGE A — BODILY INJURY <br />AND PROPERTY DAMAGE. <br />(e) That is any other insurance available to an additional insured(s) under this Endorsement <br />covering liability for damages arising out of the premises or operations, or products - <br />completed operations, for which the additional insured(s) has been added as an <br />additional insured by that other insurance. <br />(1) When this insurance is excess, we will have no duty under Coverages A or B to defend the <br />additional insured(s) against any "suit" if any other insurer has a duty to defend the additional <br />insured(s) against that "suit ". If no other insurer defends, we will undertake to do so, but we <br />will be entitled to the additional insured(s)' rights against all those other insurers. <br />(2) When this insurance is excess over other insurance, we will pay only our share of the amount <br />of the loss, if any, that exceeds the sum of: <br />(a) The total amount that all such other insurance would pay for the loss in the absence of <br />this insurance; and <br />(b) The total of all deductible and self- insured amounts under all that other insurance. <br />(3) We will share the remaining loss, if any, with any other insurance that is not described in this <br />Excess Insurance provision and was not bought specifically to apply in excess of the Limits <br />of Insurance shown in the Declarations of this Coverage Part. <br />c. Methods of Sharing <br />If all of the other insurance available to the additional insured(s) permits contribution by equal <br />shares, we will follow this method also. Under this approach each insurer contributes equal <br />amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever <br />comes first. <br />If any other the other insurance available to the additional insured(s) does not permit contribution <br />by equal shares, we will contribute by limits. Under this method, each insurer's share is based on <br />the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. <br />�` C <br />NIAC - 5610213 Lt''" <br />Assistant City Atiornay <br />V ( L� <br />