BACK TO NATIVES RESTORATION (BTN) (2) -2011

Home Browse Search

A Nonprofits' Insurance COMNIERCIAL GENERAL LIABILITY COVERAGE FORINI Alliance of California Various provisions in this policy restrict coverage. Read c. Damages because of "bodily injury" include the entire policy carefully to determine rights, duties and damages claimed by any person or organization what is and is not covered. for care, loss of services or death resulting at any time from the "bodily injury." Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words "we ", "us" and "our" refer to the company providing this insurance. The word "insured" means any person or organization qualifying as such under WHO IS AN INSURED (SECTION II). Other words and phrases that appear in quotation marks 2. Exclusions. This insurance does not apply to: a. "Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" resulting from the use of reasonable force to protect persons or property. b. "Bodily injury" or "property damage" for which the insured is obligated to pay damages by reason of the assumption of liability in a have special meaning. Refer to DEFINITIONS (SECTION contract or agreement. This exclusion does not V)• apply to liability for damages. (1) Assumed in a contract or agreement that is SECTIONI - COVERAGES an "insured contract ", provided the "bodily injury" or "property damage" occurs COVERAGE A. BODILY INJURY AND PROPERTY subsequent to the execution of the contract DAMAGE LIABILITY or agreement; or (2) That the insured would have in the absence 1. Insuring Agreement. of the contract or agreement. a. We will pay those sums that the insured c. "Bodily injury" or "property damage" for which becomes legally obligated to pay as damages any insured may be held liable by reason of- because of "bodily injury" or "property damage" (1) Causing or contributing to the intoxication to which this insurance applies. We will have of any person; the right and duty to defend any "suit" seeking (2) The furnishing of alcoholic beverages to a those damages. We may at our discretion person under the legal drinking age or under investigate any "occurrence" and settle any claim the influence of alcohol; or or "suit" that may result. But: (3) Any statute, ordinance or regulation relating (1) The amount we will pay for damages is to the sale, gift, distribution or use of limited as described in LIMITS OF alcoholic beverages. INSURANCE (SECTION III); and This exclusion applies only if you are in the (2) Our right and duty to defend end when we business of manufacturing, distributing, selling, have used up the applicable limit of serving or furnishing alcoholic beverages. insurance in the payment of judgments or d. Any obligation of the insured under a workers' settlements under Coverages A or B or compensation, disability benefits or medical expenses under Coverage C. unemployment compensation law or any similar No other obligation or liability to pay sums or law. perform acts or services is covered unless e. "Bodily injury" to: explicitly provided for under (1) An employee of the insured arising out of SUPPLEMENTARY PAYMENTS - and in the course of employment by the COVERAGES A AND B. insured; or b. This insurance applies to "bodily injury" and (2) The spouse, child, parent, brother or sister "property damage" only if: of that employee as a consequence of (1) (1) The "bodily injury" or "property damage" is above. caused by an "occurrence" that takes place This exclusion applies: in the "coverage territory "; and �T�TED (2) The "bodily injury" "proper[ AS �,� (PO1RIMher the insured may be liable as an or employer or in any other capacity; and occurs during the policy period. (2) To any obligation to share damages with or LISA E. STORCK Assistant City Attorney CG 0001 (11/88) / Page 1 of 9