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(16) Fines or Penalties <br />Fines or penalties levied or imposed by a <br />governmental entity because of <br />discrimination. <br />C. This provision (Expanded Personal and <br />Advertising Injury) does not apply to <br />discrimination or humiliation committed in the <br />states of New York or Ohio. Also, Expanded <br />SB -146932-D <br />(Ed. 07/09) <br />SB -146932-D <br />(Ed. 07/09) <br />Personal and Advertising Injury Coverage <br />does not apply to policies issued in the states <br />of New York or Ohio. <br />D. This provision (Expanded Personal and <br />Advertising Injury) does not apply if <br />Personal and Advertising Injury Liability is <br />excluded either by the provisions of the Policy <br />or by endorsement. <br />Page 5 of 5 <br />