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<br /> <br /> <br /> <br /> Employee Group Insurance Renewals <br /> September 3, 2013 <br /> Page 2 <br /> <br /> Long-Term Disability <br /> <br /> <br /> Group Coverage Current Insurance Insurance Percent Change <br /> Rate Renewal Rate <br /> <br /> Management $0.352 per $100 $0.352 per $100 0.0% <br /> <br /> Employees $8.78 $8.78 0.0% <br /> 130 day wait <br /> <br /> Employees $15.93 $15.93 0.0% <br /> 60 day wait <br /> <br /> <br /> <br /> Dental Plans <br /> <br /> The contract with Delta Dental and Safeguard is scheduled for renewal. Delta has agreed to <br /> renew the contract for a period of one year with no rate increase. However, Safeguard rates will <br /> increase by 2.3% and are guaranteed for a period of one year. This increase is directly related to <br /> dependent children remaining covered on the insurance until age 26 under the Patient Protection <br /> and Affordable Care Act. <br /> <br /> <br /> Type of Coverage Cur e l Rate RaDelta Percent Change <br /> <br /> <br /> Employee $48.39 $48.39 0.0% <br /> <br /> Employee Plus Family $119.17 $119.17 0.0% <br /> <br /> <br /> <br /> <br /> Type of Coverage Safeguard Dental Safeguard Dental Percent <br /> Current Rate Rate 2014 Change <br /> Employee $25.28 $25.86 2.3% <br /> <br /> <br /> Employee Plus Family $43.22 $44.21 2.3% <br /> <br /> <br /> <br /> <br /> <br /> 25D-2 <br />