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rl'nnil. A951117 <br />QCIT_VIA1.1=011] 1.1 <br />ACORDTM CERTIFICATE OF LIABILITY INSURANCE <br />DATe(MM20112 <br />11/01/2012 <br />THIS CERTIFICATE IS ISSUED ASA MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS <br />CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES <br />BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED <br />REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. <br />IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to <br />the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the <br />certificate holder in lieu of such endorsement(s). <br />PRODUCER <br />CONTACT <br />NAME: <br />PHONE 770 476-1770 Alc, Nal: 770 476-3651 <br />A1C No Ext: <br />J. Smith Lanier & Co. -Atlanta <br />11330 Lakefield Drive <br />Bldg 1, Suite 100 <br />EMAIL <br />ADDRESS: <br />INSURER(S) AFFORDING COVERAGE NAIC# <br />Duluth, GA 30097 <br />INSURERA: Philadelphia Indemnity Insuranc 18058 <br />INSURED <br />Henry Ramirez dba Bay Area Driving; <br />Driving School Safety Drivers -Ed I <br />1070 A. Street <br />Hayward, CA 94541 <br />INSURER B: <br />INSURER C <br />INSURER D <br />- <br />INSURER E <br />INSURER F: <br />COVERAGES CERTIFICATE NUMBER: REVISION NUMBLK: <br />THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD <br />INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACTOR OTHER DOCUMENT WITH RESPECT TO WHICH THIS <br />CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, <br />EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. <br />LTR <br />TYPE OF INSURANCE <br />ADDLSUBR <br />NSR <br />WVO <br />POLICYNUMBER <br />POLICY EFF <br />POLICY EXP <br />LIMITS <br />A <br />GENERAL LIABILITY <br />PHPK779435 <br />11/01/201211101/201 <br />EACC�HgqOCCCTURRENCE $1,000000 <br />PREMISESOEa oNT11 ce $100000 <br />X COMMERCIAL GENERAL LIABILITY <br />MED EXP (Any one person) $5000 <br />CLAIMS-MADEEj� OCCUR <br />PERSONAL&ADV INJURY $1,000,000 <br />GENERAL AGGREGATE $2,000,000 <br />GEN'LAGGRE�GA�TE PER', <br />PRODUCTS - COMP/OP AGG $2,000,000 <br />$ <br />pLIMITAPPL�IEIS <br />POLICY JEOT LOC <br />A <br />AUTOMOBILE <br />LIABILITY <br />PHPK779435 <br />11/01/2012 <br />11/01/2.01 <br />COMBINED SINGLE LIMIT <br />Ea oddedo $500,000 <br />BODILY INJURY (Per Person) $ <br />X <br />ANY AUTO <br />BODILY INJURY(Peraccident) $ <br />X <br />ALL OWNED BCHED ULEC <br />AUTOS AUTOB <br />NON -OWNED <br />HIRED AUTOS X AUTOS <br />-- <br />PROPERTY DAMAGE $ <br />Per accidenU _ <br />UMBRELLA LIABOCCUR <br />I <br />EACH OCCURRENCE__ $ <br />AGGREGATE $ <br />EXCESS LIAB <br />CLAIMS -MADE <br />DED RETENTION $$ <br />WORKERS COMPENSATION <br />AND EMPLOYERS' LIABILITY <br />ANY PROPRIETOR/PARTNER/EXECUTIVE YIN <br />OFFICER/MEMBER EXCLUDED? <br />(Mandatory, in NH) <br />NIA <br />WCSTAMULT - OTH- <br />T ITS E <br />E, L. EACH ACCT DENT $ <br />E.L. DISEASE - EA EMPLOYEE $ <br />E. L. DISEASE -POLICY LIMIT $ <br />f yes, describe under <br />DESCRIPTION OF OPERATIONS below <br />A <br />Building <br />PHPK779435 <br />11/01/2012 <br />11101/201 <br />$357,000 <br />Personal Property <br />$30,000 <br />DESCRIPTION OF OPERATIONS) LOCATIONS I VEHICLES (Attach ACORD 101, Additional Remarks Schedule, If more space is required) <br />To FORM <br />LISA E° . ey <br />ant City Attofn <br />*For Information Purposes Only* <br />SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE <br />THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN <br />ACCORDANCE WITH THE POLICY PROVISIONS. <br />AUTHORIZED REPRESENTATIVE <br />ACr1Rn On RPn RATIOKI All rinhta racnrvad <br />ACORD 25 (2010105) 1 of 1 The ACORD name and logo are registered marks of ACORD <br />#S1704512/M1704508 TXA <br />