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Commercial General L|ehi[bv CGU0O11207 Various provisions in this policy restrict coverage. Read the entire policy carefully $odetermine rights, duties and what ie and is not covered. Throughout this policy the words "you" and "your" refer tmthe Named Insured shown in the 0eclarmtimnm, and any other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and "our" refer to the company providing this insurance. The word "insured" means any person or organization qualifying as such under Section 11 - Who Is An Insured. Other words and phrases that appear in quotation marks have mpedm| meaning. Refer to Section V-DeMnitimnn. SECTION |-COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1.Insuring Agreement a We will pay those sums that the insured becomes legally obligated to pay as damages because of "bodily injury" or"property damage" tnwhich this insurance applies. We will have the right and duty to defend the insured against any ^suit" seeking those damages. Hmwever, wewi|X have no duty to defend the insured oQa�nst any "suit" seeking damages for "bodily injury" or "property damage" towhich this insurance does not apply. We may, at our discretion, investigate any "occurrence" and settle any claim or~suit^that may result. But (1)The amount wewrUpay for damages islimited asdescribed inSection III -Limits OfInsurance; and (2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or 8 or medical expenses under Coverage C, No otherobNgation urUabQitybo pay sums or perform acts or services is covered unless explicitly provided foronderGupp|emenbaryPayments-CovensgeeAandB. b.Thiminaunammaopp|ieato~bodi|yim]ury~and^propertydamage/'om|yit (1) The "bodily injury" or "property damage" is oauaag by an "oocurrenoe'^ that takes place in the "coverage territory"; (2) The "bodily injury" or "property damage" occurs during the policy period; and (3) Prior to the policy perind, no insured listed under Paragraph 1 of Section |i - Who Is An Insured and no "employee" authorized by you to give or receive notice of an "occurrence" or c|oim, knew that the "bodily irjury' or "property damage" had oucurnsd, in whole or in part. If such a listed insured or authorized'.employee" knew, prior tothe policy period, that thatthe "bodily injury" or damage" 000uned, then any comtinumtion, change or resumption of such "bodily irjur/' or "property damage" during mrafter the policy period will bodeemed bohave been known prior tothe policy period, u. "Bodily injury" or "property damage" which occurs during the policy period and was not, prior to the Pm|ioy period, known to have occurred by any insured listed under Paragraph 1. of Section || - Who Us An Insured or any "employee" authorized by you to give or receive notice of an "occurrence" or o|mim, includes any montinuotion'changeorremumptimnmfthet°bodflyinjury'or"propertydamage,'aftertheendofthepo|iuyperiod, d, "Bodily injury" or "property damage" will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section 11 - Who Is An Insured or any "employee" authorized by you togive orreceive notice mfmn''oocunenoe''orclaim: (1�)Reports all, orany part, ofthe "bodily injury" or"property damage" touaorany other insure� (2) Receives a written or verbal demand or claim for damages because of the "bodily injuryp or "property dammge'�or (3) Becomes aware by any other means that "bodily injuqy or "property damage" has occurred or has begun to occur. e. Damages because of "bodily injury" include damages claimed by any person or organization for omre, bzoa of services ordeath nssu|tinm at anv time from the^bodi|v inimrv". 2. Exclusions This insurance does not apply to: u.Expected OrIntended Injury "Bodily injury" or "property damage" expected or intended from the standpoint of tbl1M8e(DaJ5iVg5I7on "bodily force Lupn��y- {G 00 01 12 07 @ISO Properties, Inc. .2000 Page I of 16