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Commercial General Liability <br />CG 00 01 12 07 <br />b. This insurance applies to "personal and advertising injury" caused by an offense arising out of your business <br />but only if the offense was committed in the "coverage territory" during the policy period. <br />2. Exclusions <br />This insurance does not apply to: <br />a. Knowing Violation Of Rights Of Another <br />"Personal and advertising injury" caused by or at the direction of the insured with the knowledge that the act <br />would violate the rights of another and would inflict "personal and advertising injury". <br />b. Material Published With Knowledge Of Falsity <br />"Personal and advertising injury" arising out of oral or written publication of material, if done by or at the <br />direction of the insured with knowledge of its falsity. <br />c. Material Published Prior To Policy Period <br />"Personal and advertising injury" arising out of oral or written publication of material whose first publication <br />took place before the beginning of the policy period. <br />d. Criminal Acts <br />"Personal and advertising injury" arising out of a criminal act committed by or at the direction of the insured. <br />e. Contractual Liability <br />"Personal and advertising injury" for which the insured has assumed liability in a contract or agreement. This <br />exclusion does not apply to liability for damages that the insured would have in the absence of the contract <br />or agreement. <br />f. Breach Of Contract <br />"Personal and advertising injury" arising out of a breach of contract, except an implied contract to use <br />another's advertising idea in your "advertisement". <br />g. Quality Or Performance Of Goods — Failure To Conform To Statements <br />"Personal and advertising injury" arising out of the failure of goods, products or services to conform with any <br />statement of quality or performance made in your "advertisement". <br />h. Wrong Description Of Prices <br />"Personal and advertising injury" arising out of the wrong description of the price of goods, products or <br />services stated in your "advertisement". <br />I. Infringement Of Copyright, Patent, Trademark Or Trade Secret <br />"Personal and advertising injury" arising out of the infringement of copyright, patent, trademark, trade secret <br />or other intellectual property rights. Under this exclusion, such other intellectual property rights do not <br />include the use of another's advertising idea in your "advertisement". <br />However, this exclusion does not apply to infringement, in your "advertisement", of copyright, trade dress or <br />slogan. <br />j. Insureds In Media And Internet Type Businesses <br />"Personal and advertising injury" committed by an insured whose business is: <br />(1) Advertising, broadcasting, publishing or telecasting; <br />(2) Designing or determining content of web -sites for others; or <br />(3) An Internet search, access, content or service provider. <br />However, this exclusion does not apply to Paragraphs 14.a., b. and c. of "personal and advertising injury" <br />under the Definitions Section. <br />For the purposes of this exclusion, the placing of frames, borders or links, or advertising, for you or others <br />anywhere on the Internet, is not by itself, considered the business of advertising, broadcasting, publishing or <br />telecasting. <br />k. Electronic Chatrooms Or Bulletin Boards <br />"Personal and advertising injury" arising out of an electronic chatroom or bulletin board the insured hosts, <br />owns, or over which the insured exercises control. <br />I. Unauthorized Use Of Another's Name Or Product <br />CG 00 01 12 07 © ISO Properties, Inc. , 2000 Page 6 of 16 <br />