MERCY HOUSE LIVING CENTERS (ESG 2013)

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Aug 01 13 08:01 a 0000000000 COMMERCIAL GENERAL LIABILITY ute by limits. Under this method, each in- surers share is based on the ratio of its appli- cable limit of insurance to the total applicable limits of insurance of al insurers. 5. Premium Audit a. We will compute all premiums for this Cover- age Part in accordance with our rules and rates. b. Premium shown in this Coverage Part as ad- vance premium is a deposit premium only. At the dose of each audit period we will com- pute the earned premium for that period and send notice to the first Named Insured. The due cage for audit and retrospective premi- ums is the date shown as the due date on the bill. If the sum of the advance and audit pre- miums paid for the policy period is greater than the earned premium, we will return the excess to the first Named Insured. 00000000 ()0 p 4 9. When We Do Not Rene v If we decide not to rene, this Coverage Part, we will mail or deliver to ne first Named Insured shown in the Deolarati( ns written notice of the ncnrenewal not less thar 30 days before the expi- ration date. If notice is mailed, prod of mailing will be suffi- cient proof of notice. SECTION V - DEFINITION£ 1- "Advertisement' means + notice that is broadcast or published to the gene al public or specific mar- ket segments about you goods, products or ser- vices for the purpose o attracting customers or supporters. For the purp, ses of this definition- a. Notices that are pc )Iished include materia'. placed on the Intern ,t or on similar electror'c means of communic. )lion; and c. The first Named Insured must keep records of the information we need for premium compu- tation, and send us copies at such times as we may request. 2. 6. Representations By accepting this policy, you agree: a. The statements in the Declarations are accu- rate and complete; b. Those statements are based upon represen- tations you made to us; and c. We have issued this policy in reliance upon your representations. 7. Separation Of Insureds Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this Coverage Part to the first Named Insured, this insurance applies: a. As if each Named Insured were the only Named Insured: and b. Separately to each insured against whom claim is made or "suit" is brought. 8 .Transfer Of Rights Of Recovery Against Oth- rs To Us If the insured has rights to recover all or part of any payment we have made under this Coverage Part, those rights are transferred to us. The in- sured must do nothing after loss to impair them. At our request, the insured will bring "suit" or transfer those rights to us and help us enforce them. b. Regarding web -sites only that part of a weir site that is about yor , goods, produc s or ser- vices for the purpose s of attracting customers or supporters is cwn dered an advertisement. "Auto" means a land rotor vehicle, trailer or semitrailer designed for ravel on public roads. in- cluding any attached r achinery or equipment. But "auto" does not inclu le "mobile equipment ". 3. "Bodily injury" means t xdily injury, sickness or disease sustained by a person, including death resulting from any of the a at any time. 4. "Coverage territory' mea is a. The United States .f America (including its territories and possessions), Puerto Rico and Canada; b. International waters or airspace, but only if the injury or damagt occurs in the course of travel or transportal on between any places included in a. above, or c. All other parts of tl a world if the injury or damage arises out o (1) Goods or produc s made or sold by yoi, in the territory desc -ibed in a. above: (2) The activities of i person whose home is in the territory d - scribed in a. above, but is away for a she rt time on your business, or (3) "Personal and at vertising injury" offenses that take place through the Internet or similar electroni means of communica- tion Page l2 of 16 ® ISO Properties Inc., 2000 APPROVED AS 1'O f1Pt "!i Ll-f� E. Sl - Assistant Cit".r Aaor rev J k