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COMMERCIAL GENERAL LIABILITY CG 00 01 12 07 COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words "we ", "us" and 'bur" refer to the company providing this insurance. The word "insured" means any person or organization qualifying as such under Section II — Who Is An Insured. Other words and phrases that appear in quotation marks have special meaning. Refer to Section V — Definitions. or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments — Coverages A and B. b. This insurance applies to `bodily injury" and "property damage" only if: (1) The `bodily injury" or "property damage" is caused by an `occurrence" that takes place in the "coverage territory"; (2) The `bodily injury" or "property damage" occurs during the policy pe- riod; and SECTION I — COVERAGES (3) Prior to the policy period, no insured listed under Paragraph 1. of Section II COVERAGE A BODILY INJURY AND PROPERTY — Who Is An Insured and no DAMAGE LIABILITY "employee" authorized by you to give or receive notice of an `occurrence" or 1. Insuring Agreement. claim, knew that the `bodily injury" or "property damage" had occurred, in a. We will pay those sums that the insured be- whole or in part. If such a listed insured comes legally obligated to pay as damages or authorized "employee" knew, prior to because of `bodily injury" or "property the policy period, that the "bodily injury" damage" to which this insurance applies. or "property damage" occurred, then We will have the right and duty to defend the any continuation, change or resumption insured against any "suit" seeking those of such "bodily injury" or "property damages. However, we will have no duty to damage" during or after the policy pe- defend the insured against any "suit' seek- riod will be deemed to have been known ing damages for `bodily injury" or "property prior to the policy period. damage" to which this insurance does not apply. We may, at our discretion, investigate c. `Bodily injury" or "property damage" which any "occurrence" and settle any claim or occurs during the policy period and was not, "suit" that may result. But: prior to the policy period, known to have oc- curred by any insured listed under Paragraph (1) The amount we will pay for damages is 1. of Section 11 — Who Is An Insured or any limited as described in Section III — "employee" authorized by you to give or re- Limits Of Insurance; and ceive notice of an `occurrence" or claim, in- (2) Our right and duty to defend ends when cludes any continuation, change or we have used up the applicable limit of resumption of that `bodily injury" or insurance in the payment of judgments "property damage" after the end of the pol- icy period. q ry r% r� • 'Co OB.° siOFIC� � ISO Properties, Inc., 2006 Nssistant City Attorney GG 00 01 12 07 Page 1 of 17 /mil EP