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r <br />A Member of the Tokio Marine Group <br />One Bala Plaza, Suite 100, Bala Cynwyd, Pennsylvania 19004 <br />610.617.7900 • Fax 610.617.7940 • PHLY.com <br />02/05/2013 <br />Martin Torres <br />12692 Ranchero Way <br />Garden Grove, CA 92843 - <br />Re: PHPK977541-000 <br />Dear Valued Customer: <br />Thank you very much for choosing Philadelphia Insurance Companies (PHLY) for your insurance needs. Our first <br />class customer service, national presence and A++ (Superior) A.M. Best financial strength rating have made us the <br />selection by over 150,000 policyholders nationwide. I realize you have a choice in insurance companies and truly <br />appreciate your business. <br />I wish you much success this year and look forward to building a mutually beneficial business partnership which <br />will prosper for years to come. Welcome to PHLY and please visit PHLY.com to learn more about our Company! <br />Sincerely, <br />Sean S. Sweeney <br />President <br />Philadelphia Insurance Companies <br />Philadelphia Consolidated Holding Corp. • Philadelphia Indemnity Insurance Company • Tokio Marine Specialty Insurance Company • Maguire Insurance Agency, Inc. <br />