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COMMERCIAL AUTO
<br />2. The following replaces Paragraph b. in 134,
<br />Other Insurance, of SECTION IV — BUSI-
<br />NESS AUTO CONDITIONS:
<br />b, For Hired Auto Physical Damage Cover-
<br />age, the following are deemed to be cov-
<br />ered "autos" you own:
<br />(1) Any covered "auto" you lease, hire,
<br />rent or borrow; and
<br />(2) Any covered "auto" hired or rented by
<br />your "employee" under a contract in
<br />that individual "omployae's" name,
<br />with your permission, while perform-
<br />ing duties related to the conduct of
<br />your business.
<br />However, any "auto" that is leased, hired,
<br />rented or borrowed with a driver Is not a
<br />covered "auto ".
<br />D, EMPLOYEES AS INSURED
<br />The following is added to Paragraph A.1., Who Is
<br />An Insured, of SECTION 11 — LIABILITY COV-
<br />ERAGE;
<br />Any "employee" of yours is an "insured" while us-
<br />ing a covered "auto" you don't own, hire or borrow
<br />in your business or your personal affairs.
<br />E. SUPPLEMENTARY PAYMENTS — INCREASED
<br />LIMITS
<br />1. The fallowing replaces Paragraph A.2,a.(2),
<br />of SECTION It — LIABILITY COVERAGE;
<br />(2) Up to $3,000 for cost of bail bonds (in-
<br />cluding bonds for related traffic law viola-
<br />tions) required because of an "accident"
<br />we cover. We do not have to furnish
<br />these bonds.
<br />2. The following replaces Paragraph A.2.a.(4),
<br />of SECTION 11— LIABILITY COVERAGE:
<br />(4) All reasonable expenses incurred by the
<br />"insured" at our request, including actual
<br />loss of earnings up to $500 a day be-
<br />cause of time off from work,
<br />F, HIRED AUTO — LIMITED WORLDWIDE COV-
<br />ERAGE — INDEMNITY BASIS
<br />The following replaces Subparagraph (5) in Para-
<br />graph B.7., Policy Period, Coverage Territory,
<br />of SECTION IV — BUSINESS AUTO CONDI-
<br />TIONS:
<br />(5) Anywhere in the world, except any country or
<br />jurisdiction while any trade sanction, em-
<br />bargo, or similar regulation imposed by the
<br />United States of America applies to and pro -
<br />hibits the transaction of business with or
<br />within such country or Jurisdiction, for Liability
<br />Coverage for any covered "auto" that you
<br />lease, hire, rent or borrow without a driver for
<br />a period of 30 days or less and that is not an
<br />"auto" you lease, hire, rent or borrow from
<br />any of your "employees ", partners (if you are
<br />a partnership), members (if you are a limited
<br />liability company) or members of their house-
<br />holds.
<br />(a) With respect to any claim made or "suit"
<br />brought outside the United States of
<br />America, the territories and possessions
<br />of the United States of America, Puerto
<br />Rico and Canada:
<br />(1) You must arrange to defend the "in-
<br />sured" against, and investigate or set-
<br />tle any such claim or "suit" and keep
<br />us advised of all proceedings and ac-
<br />tions.
<br />(II) Neither you nor any other involved
<br />"insured" will make any settlement
<br />without our consent.
<br />(111) We may, at our discretion, participate
<br />in defending the "insured" against, or
<br />in the settlement of, any claim or
<br />"suit ".
<br />(Iv) We will reimburse the "insured" for
<br />sums that the "insured" legally must
<br />pay as damages because of "bodily
<br />Injury" or "property damage" to which
<br />this insurance applies, that the "in-
<br />sured" pays with our consent, but
<br />only up to the limit described in Para-
<br />graph C„ Limit Of Insurance, of SEC-
<br />TION 11— LIABILITY COVERAGE.
<br />(v) We will reimburse the "insured" for
<br />the reasonable expenses incurred
<br />with our consent for your investiga-
<br />tion of such claims and your defense
<br />of the "insured" against any such
<br />"suit ", but only up to and included
<br />within the limit described in Para-
<br />graph C., Limit Of Insurance, of
<br />SECTION 11 — LIABILITY COVER-
<br />AGE, and not in addition to such limit.
<br />Our duty to make such payments
<br />ends when we have used up the ap-
<br />plicable limit of insurance in pay-
<br />ments for damages, settlements or
<br />defense expenses.
<br />(b) This insurance is excess over any valid
<br />and collectible other insurance available
<br />Page 2 of 4 © 2010 The Travelers Indemnity Company, CA T3 53 03 10
<br />Includes copyrighted material of Insurance Services Office, Inc. with its permission,
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