Laserfiche WebLink
E. Liability and Medical Expenses General <br />Conditions <br />1. Bankruptcy <br />Bankruptcy or insolvency of the insured or of <br />the insured's estate will not relieve us of our <br />obligations under this policy. <br />2. Duties In The Event Of Occurrence, <br />Offense, Claim or Suit <br />a. You must see to it that we are notified as <br />soon as practicable of an "occurrence" or <br />an offense, which may result in a claim. To <br />the extent possible, notice should include: <br />(1) How, when and where the <br />"occurrence" or offense took place; <br />(2) The names and addresses of any <br />injured persons and witnesses; and <br />(3) The nature and location of any injury <br />or damage arising out of the <br />"occurrence" or offense. <br />b. If a claim is made or "suit" is brought <br />against any insured, you must: <br />(1) Immediately record the specifics of the <br />claim or "suit" and the date received; <br />and <br />(2) Notify us as soon as practicable. <br />You must see to it that we receive written <br />notice of the claim or "suit" as soon as <br />practicable. <br />c. You and any other involved insured must: <br />(1) Immediately send us copies of any <br />demands, notices, summonses or <br />legal papers received in connection <br />with the claim or "suit "; <br />(2) Authorize us to obtain records and <br />other information; <br />(3) Cooperate with us in the investigation, <br />or settlement of the claim or defense <br />against the "suit "; <br />and <br />(4) Assist us, upon our request, in the <br />enforcement of any right against any <br />person or organization that may be <br />liable to the insured because of injury <br />or damage to which this insurance <br />may also apply. <br />d. No insured will, except at that insured's <br />own cost, voluntarily make a payment, <br />assume any obligation, or incur any <br />expense, other than for first aid, without <br />our consent. <br />3. Legal Action Against Us <br />4. <br />No person or organization has a right under <br />this policy: <br />a. To join us as a party or otherwise bring us <br />into a "suit" asking for damages from an <br />insured: or <br />b. To sue us on this policy unless all of its <br />terms have been fully complied with. <br />A person or organization may sue us to <br />recover on an agreed settlement or on a final <br />judgment against an insured; but we will not <br />be liable for damages that are not payable <br />under the terms of this policy or that are in <br />excess of the applicable limit of insurance. An <br />agreed settlement means a settlement and <br />release of liability signed by us, the insured <br />and the claimant or the claimant's legal <br />representative. <br />a. "As if each Named Insured were the only) <br />Named Insured; and' <br />h. Separately to each insured against whom, , <br />claim is made or "suit" is brought.) <br />F. Liability and Medical Expenses Definitions <br />1. "Advertisement" means a notice that is <br />broadcast or published to the general public or <br />specific market segments about your goods, <br />products or services for the purpose of <br />attracting customers or supporters. For the <br />purposes of this definition: <br />a. Notices that are published include material <br />placed on the Internet or on similar <br />electronic means of communication; and <br />b. Regarding web - sites, only that part of a <br />web -site that is about your goods, <br />products or services for the purposes of <br />attracting customers or supporters is <br />considered an advertisement. <br />2. "Aircraft Products" means: <br />a. Aircraft, including but not limited to <br />missiles, spacecraft, or any other aircraft <br />goods or products you manufacture, sell, <br />handle or distribute; <br />b. Aircraft and any ground support or control <br />equipment used in connection therewith; <br />c. Any product provided by the insured and <br />installed or used in connection with any <br />aircraft; <br />391 -1003 06 09 Includes copyrighted material of Insurance Services Page 58 of 66 <br />Office, Inc. with its permission <br />