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6. "Coverage territory" means:' <br />a. The United States of America (including its territories <br />and possessions), Puerto Roo and Canada; <br />b. International waters or airspace; but only if the <br />Injury or damage occurs in. the course of travel or <br />transportation between any places included in a, <br />above; or <br />c. All other parts of the world if the Injury or damage <br />arises out of: <br />(1)- Goods or products made or sold by you in the <br />territory described in a, above; <br />(2) The activities of a person whose home is in the <br />territory described in a, above, but is away for a <br />short time on your business; or <br />(3) "Personal and advertising Injury" offenses that <br />take place through the Internet or similar <br />electronic means of communication <br />provided the insured's responsibility to pay damages is <br />determined in the United States of America (Including its <br />territories and possessions), Puerto Rico or Canada, in a <br />"suit" on the merits according to the substantive law In <br />such territory or In a settlement we agree to. <br />7. "Employee" includes a "leased worker". "Employee" <br />does not include a "temporary worker ". <br />8. "Employment- Related Practices" means: <br />a. Refusal to employ a person; <br />b. Terminati on of a person's employment; or <br />c. Employment - related practices, policies, acts or <br />omissions, such as coercion, demotion, evaluation, <br />reassignment, discipline, defamation; harassment, <br />humiliation or discrimination directed at a person. <br />9. "Executive officer" means a person holding any of the <br />officer positions created by your charter, constitution, <br />by -taws or any other similar governing' document, <br />19. "Hostile fire" means one which becomes uncontrollable <br />or breaks out from where it was intended to be. <br />11. "Impaired property" means tangible property, other <br />than "your product" or "your Work", that cannot be used <br />or Is less useful because: <br />a. It incorporates "your product" or "your work" that is <br />known or thought to be defective, deficient, <br />inadequate or dangerous; or <br />b. You have failed to fulfill the terms of a contract or <br />agreement; <br />if such property can be restored to use by: <br />a. The repair, replacement, adjustment or removal of <br />"your product" or "your work "; or <br />b. Your fulfilling the terms of the contract or agreement. <br />12. "Insured contract" means: <br />a. A contract for a lease of premises. However, that <br />portion of the contract for a lease of premises that <br />indemnifies any person or organization for damage <br />by fire, lightning or explosion to premises while <br />rented to you or temporarily occupied by you with <br />permission of the owner is subject to the Damage <br />to Premises Rented To You Limit described in <br />Section III - Limits of Insurance; <br />b. A sidetrack agreement; - <br />c, Any easement or license agreement, Including an <br />easement or license agreement in connection with <br />construction or demolition operations on or within <br />50 feet of a railroad; <br />d. An obligation; as required by ordinance, to <br />Indemnify a municipality, except in connection with <br />work fora municipality; <br />e. An elevator maintenance agreement; <br />f. That part of any other contract or agreement <br />pertaining to your business (including an <br />indemnification of a municipality in connection with <br />work performed fora municipality) under which you <br />assume the tort liability of another party to pay for <br />"bodily injury" or "property damagell to a third <br />person or organization, provided the "bodily injury" <br />or "property damage" is caused, in whole or In part, <br />by you or by those acting on your behalf. Tort <br />liability means a liability that would be imposed by <br />law in the absence of any contract or agreement, <br />Paragraph f, includes that part of any contract or <br />agreement that,indemnlfies a railroad for "bodily <br />injury" or "property ,damage ", arising, out of <br />construction or demolition operations; within 50 feet <br />of any railroad property and affecting any railroad <br />bridge or trestle, tracks,, road- beds, tunnel, <br />underpass or crossing. <br />However, Paragraph f, doesnot include that part of <br />any contract or agreement: <br />(1) That indemnifies an architect, engineer or <br />surveyor for Injury or damage arising out of: <br />(a) Preparing, approving, or failing to prepare or <br />approve,; maps, shop drawings;. opinions, <br />reports, surveys, field orders, change orders <br />or drawings and specifications; or <br />(b) Giving directions or instructions, or failing to <br />give them; if that is the primary cause of the <br />injury or damage; or <br />(2) Under which the insured, if an architect, engineer <br />or surveyor, assumes liability , for an injury or <br />damage arising out of the insured's rendering or <br />failure to render professional services, including <br />those listed in (1)' above ''and supervisory, <br />inspection, architectural or engineering activities. <br />113. "Leased. worker" means a person leased to you by a <br />labor leasing firm under an agreement between you <br />and the labor leasing firm, to perform duties related to <br />the conduct of your business. "Leased worker' does <br />not include a "temporary worker <br />14. "Loading or unloading" means the handling of property: <br />a. After it Is moved from the place where it is accepted <br />for movement into or onto an aircraft, watercraft or <br />"auto "; <br />Page 16 of 18 HG 00 0106 05 <br />