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AUTOMOBILE ADDITIONAL INSURED & WAIVER OF SUBROGATION <br />1. Who Is An Insured <br />The following are "insureds ": <br />a. You for any covered "auto ", <br />b. Anyone else while using with your permission a covered "auto" you own, hire or borrow except: <br />(1) The owner or anyone else from whom you hire or borrow a covered "auto ". This exception does <br />not apply if the covered "auto" is a "trailer" connected to a covered "auto" you own. <br />(2) Your "employee" if the covered "auto" is owned by that "employee" or a member of his or her <br />household. <br />(3) Someone using a covered "auto" while he or she is working in a business of selling, servicing, <br />repairing, parking or storing "autos" unless that business is yours. <br />(4) Anyone other than your "employees ", partners (if you me a partnership), members (if you are a <br />limited liability company), or a lessee or borrower or any of their "employees ", while moving property <br />to or from a covered "auto ". <br />(5) A partner (if you are a partnership), or a member (if you are a limited liability company) for a <br />covered "auto" owned by him or her or a member of his or her household. <br />c. Anyone liable for the conduct of an "insured" described above but only to the extent of that liability. <br />Provides "additional <br />insured" status <br />5. Transfer Of Rights Of Recovery Against Others To Us <br />If any person or organization to or for whom we make payment under this Coverage Fonn has riglhts to <br />recover damages from another, those rights are transferred to us, That person or organization must do <br />everything necessary to secure our rights and must do nothing after "accident" or "loss" to impair them. <br />Policy automatically permits <br />"waiver of subrogation <br />E �fURCK <br />LISA <br />City Attor neY <br />Assistant , <br />1/I e l <br />