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AUTOMOBILE ADDITIONAL INSUREJ) & WAIVER OF SUBROGATION <br />I- W1►0 Is An Insured <br />The following are "insureds": <br />a, You for any covered "auto". <br />b. Anyone else w1►ile, using with your permission a covered "auto "' you own, hire or borrow except: <br />(1) The owner or anyone else from whom you hire or borrow' a covered "auto", This exception dots <br />not apply if the covered "auto" is a "trailer" connected to a covered "auto,, you own. <br />(2) Your "employee' if the covered "auto" is owned by that "employee, Or a member of his or her <br />household. <br />(3) Someone using a covered "auto" while he or she is working in a business of Selling, servicing, <br />repairing, parking or storing "autos" unless that business is yours. <br />(4) Anyone other (han your "employees,,, partners (if you are a partnership), members (if you are a <br />limited liability company), or a lessee or borrower or any of their "employe&', while moving property <br />to or from a covered "auto". <br />(5) A partner (if you are a partnership), or a member (if you are a limited liability company) for a <br />covered "auto" owned by him or her or a member of his or her household. <br />c. Atiyono liable for the conduct of an "insured" described above but onIy to the extent of that liability, <br />Provides "additional <br />insured" status <br />5. Tiransfer Of Riglits Of Recovery Against Others To Us <br />If MY person or organization to or for whom we make payment under this Coverage Form has rights to <br />recover damages firOln another, those rights are transferred to us. That person or organization must do <br />everything necessary to secure our rights and must do nothing after "accident" or "loss" to impair them. <br />Policy automatically �pern-2jts <br />"waiver �f su� tion <br />waiver ofsubrop-ation, <br />i,040--h 6w^,w, <br />il i 2..0 <br />