READWRITE EDUCATIONAL SOLUTIONS, INC. 1A - 2014

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(6) When You Are Added As An Additional Insured To Other Insurance That is other Insurance available to you covering liability for damages s rising out of the promises or operations, or products and completed operations, for which you have been Welled as an additional insured by that 1! (7) When You Add Others As An �l Additional Insured To This Insurance "hat Is other Insurance available to an nddldonalInsured. liowever, the following provisions apply to other insurance avallable to any person or organization who is an additional Insured under this Coverage Pan: la) primary Insurance When Required By Contract This Insurance is primary If you hove agreed in a written contract, written agreement or permit that this Insurance be primary, If other Insurance to also primary, we will share with all that other insurance by the method described in c. below. ---alt ;b) Primary And Non-Contributory / To Other Insurance When Required By Contract If you have agreed In a written contract, written agreement or permit that this Insurance is primary and non - contributory with the additional insured's own Insurance, this insurance Is primary and we will not seek contribution from that other Insurance. Paragraphs (a) and (b) do not apply to other Insurance to which the additional insured has been added as an additional Insured. Whan this Insurance is excess, we will hays no duty under this Coverage Port to defnnd the Insured against any "suit" ff any othnr Insurer has a duty to defend the Inelrod against that "suit ". if no other inLrer defends, we will undertake to do so, but we will be entitled to the insured's rights against ell those other Insurers. BUSINESS LIABILITY COVERAGE FORM When this Insuronoe is excess over other Insurance, we will pay only our share of the amount of the loss. If any, that exceeds the sum of', (1) The total amount that all such other Insurance would pay for the lose In the absence of this Insurance; and (2) The total of all deductible and self - insured amounts under all that other Insurance. We will share the remaining loss, if any, with any other insurance that is not described In this Excess Insurance provision and was not bought specifically to apply In excess of the Limits of Insurance shown In the Declaration of this Coverage Part. o. Method Of Sharing If all the other Insurance permits contribution by equal shares, we will follow this method also, Under this approach, each Insurer contributes equal amounts until it has paid Its applicable limit of Insurance or none of the loss remains, whichever comes first. If any of the other Insurance doss not permit contribution by equal shares, we will contribute by limits. Under this method, each Insurers share Is based on fits ratio of Its applicable emit of Insurance to the teal applicable limits of Insurance of all insurers. S. Transfer Of Rights Of Recovery Against others To Us a. Transfer Of Rights Of Recovery If the insured has rights to mower all or part of any payment, Including Supplementary Payments, we have made under this Coverage Part, those rights ere transferred to us. The Insured must do nothing after loss to Impair them. At cur request, the Insured will bring "suit" or transfer those rights to us and help us enforce them. This condition does not apply to Medical Expenses Coverage. b. Waiver of Rights Of Recovery (Waiver of Subrogation) If the Insured has waived any rights of recovery against any person or organization for all or part of any payment, including Supplementary Paymsnts, we have made under this Coverage Part, we slsn'waive that right, provided the insured waived their rights of recovery against .such person or organization In a contract, agreement or permit that was executed prior to the Injury or damage. Form as 00 08 04 05 Page 17 of 24