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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />TERRORISM RISK INSURANCE PROGRAM REAUTHORIZATION ACT <br />ENDORSEMENT <br />This endorsement addresses the requirements of the Terrorism Risk Insurance Act of 2002 as amended <br />and extended by the Terrorism Risk Insurance Program Reauthorization Act of 2007. <br />Definitions <br />The definitions provided in this endorsement are based on and have the same meaning as the definitions <br />in the Act. If words or phrases not defined in this endorsement are defined in the Act, the definitions in the <br />Act will apply. <br />"Act" means the Terrorism Risk Insurance Act of 2002, which took effect on November 26, 2002, and any <br />amendments thereto resulting from the Terrorism Risk Insurance Program Reauthorization Act of 2007. <br />"Act of Terrorism" means any act that is certified by the Secretary of the Treasury, in concurrence with the <br />Secretary of State, and the Attorney General of the United States as meeting all of the following <br />requirements: <br />a. The act is an act of terrorism. <br />b. The act is violent or dangerous to human life, property or infrastructure. <br />C. The act resulted in damage within the United States, or outside of the United States in the <br />case of the premises of United States missions or certain air carriers or vessels. <br />d. The act has been committed by an individual or individuals as part of an effort to coerce the <br />civilian population of the United States or to influence the policy or affect the conduct of the <br />United States Government by coercion. <br />"Insured Loss" means any loss resulting from an act of terrorism (including an act of war, in the case of <br />workers compensation) that is covered by primary or excess property and casualty insurance issued by <br />an insurer if the loss occurs in the United States or at the premises of United States missions or to certain <br />air carriers or vessels. <br />"Insurer Deductible" means, for the period beginning on January 1, 2008, and ending on December 31, <br />2014, an amount equal to 20% of our direct earned premiums, over the calendar year immediately <br />preceding the applicable Program Year. <br />"Program Year" refers to each calendar year between January 1, 2008 and December 31, 2014, as <br />applicable. <br />Endorsement Number: 3 <br />Policy Number: WCX 0055277 00 <br />Named Insured: Western Oranoe County Self- Funded Workers' Compensation Agency <br />This endorsement is effective on the inception date of this policy unless otherwise stated herein. <br />Endorsement Effective Date: July 1. 2013 <br />00 GL0253 00 (01 08) <br />Page 1 of 2 <br />Includes copyright material of the National Council on Compensation Insurance, Inc. with its permission. <br />0 2007 National Council on Compensation Insurance, Inc. <br />