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OTHER INSURANCE - PRIMARY AND NON - CONTRIBUTORY <br />(ADDITIONAL INSURED) ENDORSEMENT <br />THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY. <br />This endorsement modifies insurance provided under the following: <br />BUSINESSOWNERS COVERAGE FORM <br />The following is added to SECTION III - COMMON POLICY CONDITIONS; <br />M. Other Insurance <br />1. Additional Insureds <br />If you agree in a written contract, written <br />agreement or permit that the insurance <br />provided to any person or organization <br />included as an Additional Insured under <br />SECTION II - LIABILITY, Part C - Who is An <br />Insured, is primary and non - contributory, <br />the following applies; <br />If other valid and collectible insurance is <br />available to the Additional Insured for a loss <br />we cover under SECTION II - LIABILITY, <br />Part A. Coverages, Paragraph 1., Business <br />Liability our obligations are limited as <br />follows: <br />a. Primary Insurance <br />This insurance is primary to other <br />insurance that Is available to the <br />Additional Insured which covers the <br />Additional Insured as a Named Insured. <br />We will not seek contribution from any <br />other insurance available to the <br />Additional Insured except: <br />(1) For the sole negligence of the <br />Additional Insured; <br />(2) When the Additional Insured is an <br />Additional Insured under another <br />primary liability policy; or <br />(3) When b.(2) below applies <br />If this insurance is primary, our <br />obligations are not affected unless any <br />of the other Insurance is also primary. <br />Then, we will share with all that other <br />insurance by the method described in <br />b.(3) below. <br />b. Excess Insurance <br />This insurance is excess over: <br />(1) Any of the other insurance, whether <br />primary, excess, contingent or on <br />any other basis: <br />(a) That is Fire, Extended Coverage, <br />Builder's Risk, Installation Risk <br />or similar coverage for "your <br />work "; <br />391-133106 09 Includes copyrighted material or Insurai <br />(b) That is Fire insurance for <br />promises rented to the <br />Additional Insured or <br />temporarily occupied by the <br />Additional Insured with <br />permission of the owner; <br />(c) That is insurance purchased by <br />the Additional Insured to cover <br />the Additional Insured's liability <br />as a tenant for "property <br />damage" to premises rented to <br />the Additional Insured or <br />temporarily occupied by the <br />Additional Insured with <br />permission of the owner; or <br />(d) If the loss arises out of the <br />maintenance or use of aircraft, <br />"autos" or watercraft to the <br />extent not subject to Exclusion g. <br />of SECTION 11 - LIABILITY, Part <br />A. Coverages, 1. Business <br />Liability. <br />When this Insurance is excess, we will <br />have no duty under SECTION 11 - <br />LIABILITY, Part A. Coverages, 1. <br />Business Liability to defend the insured <br />against any "suit" if any other insurer <br />has a duty to defend the insured against <br />that "suit ". If no other insurer defends, <br />we will undertake to do so, but we will <br />be entitled to the insured's rights <br />against all those other insurers. <br />When this Insurance Is excess over <br />other insurance, we will pay only our <br />share of the amount of the loss, if any, <br />that exceeds the sum of: <br />(2) The total amount that all such other <br />insurance would pay for the loss in <br />the absence of this insurance; and <br />(3) The total of all deductible and <br />self- insured amounts under all that <br />other insurance. <br />We will share the remaining loss, If any, <br />with any other insurance that is of <br />t .,(711 1/ fZe U t -,�u.-e n �/ <br />-7 <br />ice Services Offices, Inc., with its permission Pagel of 2 <br />