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b. Business automobile liability insurance, or equivalent form, with a combined single <br />limit of not less than $1,000,000 per occurrence. Such insurance shall include coverage for <br />owned, hired and non -owned automobiles. <br />c. Worker's Compensation Insurance. In accordance with the provisions of Section 3300 <br />of the Labor Code, Contractor, if Contractor has any employees, is required to be insured against <br />liability for worker's compensation or to undertake self-insurance. Prior to commencing the <br />performance of the work under this Agreement, Contractor agrees to obtain and maintain any <br />employer's liability insurance with limits not less than $1,000,000 per accident. <br />d. Professional liability (errors and omissions) insurance, with a combined single limit of <br />not less than $1,000,000 per claim. <br />e. The following requirements apply to the insurance to be provided by Consultant <br />pursuant to this section: <br />i. Contractor shall maintain all insurance required above in full force and effect for <br />the entire period covered by this Agreement. <br />ii. Certificates of insurance shall be furnished to the City upon execution of this <br />Agreement and shall be approved in form by the City Attorney. <br />iii. Certificates and policies shall state that the policies shall not be cancelled or <br />reduced in coverage or changed in any other material aspect without thirty (30) <br />days prior written notice to the City. <br />f. if Contractor fails or refuses to produce or maintain the insurance required by this <br />section or fails or refuses to furnish the City with required proof that insurance has been procured <br />and is in force and paid for, the City shall have the right, at the City's election, to forthwith <br />terminate this Agreement. Such termination shall not affect Contractor's right to be paid for its <br />time and materials expended prior to notification of termination. Contractor waives the right to <br />receive compensation and agrees to indemnify the City for any work performed prior to approval <br />of insurance by the City. <br />INDEMNIFICATION <br />To the fullest extent permitted by law, Consultant shall indemnify, defend and hold <br />harmless City, its officers, agents and employees (collectively, the "indemnified parties") from <br />and against any and all claims (including, without limitation, claims for bodily injury, death or <br />damage to property), demands, obligations, damages, actions, causes of action, suits, losses, <br />judgments, fines, penalties, liabilities, costs and expenses (including, without limitation, <br />attorney's fees, disbursements and court costs) of every kind and nature whatsoever (individually, <br />a claim; collectively, "claims"), which may arise from or in any manner related (directly or <br />indirectly) to any work performed or services provided under this Agreement (including, without <br />limitation, defects in workmanship and/or materials) or Consultant's presence or activities <br />conducted performing the work (including the negligent and/or willful acts, errors and/or <br />omissions of Consultant, its principals, officers, agents, employees, vendors, suppliers, <br />contractors, subcontractors, anyone employed directly or indirectly by any of them or for whose <br />acts they may be liable for any or all of them). Notwithstanding the foregoing, nothing herein <br />shall be construed to require Consultant to indemnify the indemnified parties from any claim <br />arising from the sole negligence or willful misconduct of the indemnified parties. This indemnity <br />shall apply to all claims and liability regardless of whether any insurance policies are applicable. <br />The policy limits do not act as a limitation upon the amount of indemnification to be provided by <br />the Consultant. <br />