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or self - insurance programs maintained by the City; and (c) contain standard <br />separation of insureds provisions. <br />10.1.2 Business automobile liability insurance, or equivalent form, with a <br />combined single limit of not less than $1,000,000 per occurrence. Such <br />insurance shall include coverage for owned, hired and non -owned <br />automobiles. <br />10.1.3 Worker's Compensation Insurance. In accordance with the provisions of <br />Section 3300 of the Labor Code, Consultant, if IPS is required to be insured <br />against liability for worker's compensation or to undertake self - insurance. <br />Prior to commencing the performance of the work under this Agreement, <br />IPS agrees to obtain and maintain any employer's liability insurance with <br />limits not less than $1,000,000 per accident. <br />10.1.4 Professional liability (errors and omissions) insurance, with a combined <br />single limit of not less than $1,000,000 per claim. <br />10.1.5 The following requirements apply to the insurance to be provided by IPS <br />pursuantto this section: <br />(i) IPS shall maintain all insurance required above in full force and <br />effect for the entire period covered by this Agreement. <br />(ii) Certificates of insurance shall be furnished to the City upon <br />execution of this Agreement and shall be approved in form by the <br />City Attorney. <br />(iii) Certificates and policies shall state that the policies shall not be <br />canceled or reduced in coverage or changed in any other material <br />aspect without thirty (30) days prior written notice to the City. <br />10.1.6 If IPS fails or refuses to produce or maintain the insurance required by this <br />section or fails or refuses to furnish the City with required proof that <br />insurance has been procured and is in force and paid for, the City shall have <br />the right, at the City's election, to forthwith terminate this Agreement. Such <br />termination shall not affect Consultant's right to be paid for its time and <br />materials expended prior to notification of termination. Consultant waives <br />the right to receive compensation and agrees to indemnify the City for any <br />work performed prior to approval of insurance by the City. <br />11. Defense and Indemnification. <br />11.1. IPS agrees to defend and indemnify City, its City Council, boards and commissions, <br />officers, agents, and employees, from and against any or all loss, damages, liability, <br />claims, suits, costs, expenses, and judgments, whatsoever, including reasonable <br />attorney's fees, arising from the negligent or willful acts, errors or omissions of <br />IPS or IPS's officers, agents, employees or subcontractors, in the performance of <br />services, activities or work conducted pursuant to this Agreement. IPS shall not <br />be required to indemnify the City in any form as a result of negligent or willful <br />acts, errors or omissions of the City. <br />11.2. Limits of Liability: Any damages claimed for any reason under this contract shall <br />not exceed the value of the contract itself. <br />12. Liens and Taxes. <br />25G -10 <br />