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advertising injury" arising out of their willful conduct, which is defined as the purposeful or willful Intent to <br />cause "bodily injury" or "personal and advertising injury ", or caused in whole or in part by their intoxlca- <br />tlon by liquor or controlled substances. <br />The coverage provided by provision J. Is excess overany othervalid and collectable insurance available to <br />your "employee", <br />NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES <br />Paragraph 3. of Section II - Who Is An Insured is replaced by the following: <br />3. Any organization you newly acquire or form and over which you maintain ownership or majority <br />interest, will qualify as a Named Insured if there is no other similar insurance available to that <br />organization. However: <br />a. Coverage under this provision is afforded only untll the expiration of the policy period in <br />which the entity was acquired orformed byyou; <br />b. Coverage A does not apply to "bodily Injury" or "property damage" that occurred before you <br />acquired or formed the organizatlon; and <br />c. Coverage B does not apply to "personal and advertising injury" arising out of an offense <br />committed before you acquired orformad the organization, <br />d. Records and descriptions of operations must be maintained by thefirst Named Insured, <br />No parson or organization is an insured with respect to the conduct of any current or past partnership, joint <br />venture or limited liability company that is not shown as a Named Insured in the Declarations or qualifies <br />as an insured under this provision, <br />L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES <br />Under Section IV - Commercial General Liability Conditions, the following is added to Condition 6, Repre- <br />sentations: <br />Your failure to disclose all hazards or prior "occurrences" existing as of the Inception data of the policy <br />shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards ar <br />prior "occurrences" is not intentional. <br />M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT <br />Under Section IV - Commercial General Liability Conditions, the fallowing is added to Condition 2. Duties <br />In The Event of Occurrence, Offense, Claim Or Suit; <br />Knowledge of an 'occurrence ", offense, claim or "suit" by an agent, servant or ' "employee" of any <br />insured shall riot in Itself constitute knowledge of the insured unless an insured listed under Paragraph <br />t, of Section II - Who Is An Insured or a person who has been designated by thorn to receive reports of <br />"occurrences ", offenses, claims or "sups" shall have received such notice from the agent, servant or <br />"employee ", <br />N. LIBERALIZATION CLAUSE <br />If we revise this Commercial General Liability Extension Endorsement to provide more coverage without <br />additional premium charge, your policy will automatically provide the coverage as of the day the revision is <br />effective In your state, <br />0. BODILY INJURY REDEFINED <br />Under Section V -Definitions, Definition 3. is replaced by the following: <br />3. "Bodily Injury" means physical Injury, sickness or dlsease sustained by a person. This Includes <br />mental anguish, mental injury, shock, fright or death that results from such physical Injury, sick- <br />ness or disease. <br />2013 Liborty Mutual Insurance <br />CG 88 10 04 13 Includes copyrlghted matorlal or insurance aorvices Offioe, Inc,, with its pormission, page 7 of 8 <br />